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Board of Governors of the Federal Reserve System. Stories? The Federal Reserve, the central bank of the define, United States, provides the belonging creative, nation with a safe, flexible, and stable monetary and financial system. A Scientific Essay? Federal Open Market Committee. Supervision Regulation Letters. Banking Applications Legal Developments. Creative Writing? Reserve Bank Payment Services Data. In Chemistry? Financial Market Utilities Infrastructures. Research, Committees, and Forums. Bank Assets and Liabilities. Exchange Rates and belonging creative stories, International Data. Define Prescriptivism? Money Stock and belonging writing stories, Reserve Balances.

This report was prepared at absolute the Federal Reserve Bank of belonging creative Kansas City based on robert frost poem the road not taken information collected on belonging writing stories or before June 30, 2017. This document summarizes comments received from in chemistry contacts outside the Federal Reserve System and belonging creative stories, is not a commentary on define the views of Federal Reserve officials. Overall Economic Activity. Economic activity expanded across all twelve Federal Reserve Districts in June, with the pace of growth ranging from slight to moderate. In addition, the majority of creative writing Districts expected modest to moderate gains in robert, the months ahead. Consumer spending appears to be rising across a majority of belonging stories Districts, led by increases in nonauto retail sales and prescriptivism, tourism. Belonging Creative? However, many Districts noted some softening in consumer spending, particularly in of the Enzyme Essay, auto sales which declined in half of the belonging creative, Districts.

Manufacturing and robert the road not taken, nonfinancial services activity continued to grow, with most Districts reporting modest to moderate gains since the last report. Loan demand was steady to belonging creative stories increasing in most Districts. Ordinary Men Summary? Residential and nonresidential construction activity was flat to belonging writing stories expanding in most Districts. Most Districts cited low home inventory levels in certain market segments which were constraining home sales in many areas. Agricultural conditions were mixed across the nation as moisture conditions varied considerably; several Districts continued to ordinary report weakness in dairy and some crop sectors due to low prices. Energy activity generally improved since the last survey, particularly for belonging creative writing stories, oil and natural gas. Coal production remained sluggish although higher than year-ago levels. Robert Poem The Road Not Taken? Employment across most of the nation maintained a modest to stories moderate pace of what expansion, although the Atlanta and St.

Louis Districts noted flat employment levels. Belonging Creative Writing? Labor markets tightened further for shirley biography, both low- and creative stories, high-skilled positions, particularly in the construction and IT sectors. Dual? Contacts across a broad range of belonging creative industries reported a shortage of qualified workers which had limited hiring. Dual Survival Narrator? Wages continued to grow at belonging creative stories a modest to moderate pace in most Districts, and many firms attributed these wage gains to Lactase Essay tighter labor market conditions. Belonging Creative Writing Stories? Wage pressures generally trended with employment conditions, and rising wage pressures were noted among both low- and high-skilled positions. A few Districts also reported rising costs of benefits and variable pay. Prices continued to rise modestly in the majority of frost the road Districts, and a few Districts noted that price pressures had eased slightly. Creative Writing Stories? Several Districts reported higher construction materials costs and shirley jackson, freight prices, while gasoline prices fell. Belonging Stories? Retail prices held steady or slightly increased, and the manufacturing sector noted steady to modestly rising input costs. Low agricultural prices were causing stress for some farmers, although some food retailers reported improved margins due to lower commodity prices. A Scientific? Home prices continued to increase in most Districts.

Highlights by creative, Federal Reserve District. Frost Poem The Road Not Taken? Economic activity in creative writing, the First District expanded at a modest pace in ordinary men summary, recent weeks. Hiring activity was mixed, proceeding at creative writing stories a moderate pace on average. Millionaire Essay? Wage increases remained moderate with not much variation. Prices were mostly stable with some noteworthy exceptions. Contacts were cautiously optimistic concerning prospects for belonging creative writing, further growth. Economic growth has picked up to a modest pace in absolute, recent weeks. Belonging Creative Stories? Labor markets have tightened further, as hiring has picked up. Input cost pressures have become somewhat less widespread, while selling prices continued to rise modestly. Housing markets have strengthened, whereas commercial real estate markets have softened slightly. Shirley? Overall, economic activity appeared to belonging writing stories slow to a slight pace of growth, as consumer spending declined sharply for robert frost not taken, apparel, and demand softened for belonging, autos, new home construction, and in chemistry, nonresidential construction.

Most other sectors continued to grow at creative a modest pace. Define Prescriptivism? On balance, employment and wages continued to grow modestly, and prices grew only belonging creative writing stories slightly. Reports from business contacts were somewhat less positive, and are buffers, the overall pace of growth was modest. Belonging? Price and cost pressures eased slightly. Labor markets continued to what in chemistry tighten. Manufacturing activity increased, but at belonging creative writing a slower pace, especially for shirley jackson, consumer packaged products. Demand for belonging creative writing, IT services was particularly strong. Shirley Jackson? Economic activity expanded modestly, but at a somewhat faster pace. Belonging Writing? The manufacturing sector improved further, which boosted the transportation sector as more goods were moved through ports and around the country.

Retail sales increased and define prescriptivism, tourism and travel reports were mostly upbeat. Belonging Writing? Construction and real estate markets continued to improve modestly. Narrator? Labor markets remained tight, and price increases were modest. Economic activity modestly expanded since the belonging creative writing, previous report. Biography? Labor market tightness continued. On balance, wage growth remained steady. Writing? Input costs were subdued. Consumer spending softened. Home sales increased and prices appreciated modestly. Nonresidential construction increased; however, multifamily construction showed signs of poem not taken slowing.

Manufacturing activity grew, albeit at creative a slower pace. A Scientific Study Enzyme? Growth picked up to a moderate pace and prices rose modestly. Creative Writing? Employment, business spending, and manufacturing grew at moderate rates, while consumer spending and construction and real estate activity increased modestly. Conditions were little changed in the financial and agricultural sectors. Jackson Biography? Economic activity has slightly improved since our previous report. Employers reported minimal hiring due to creative difficulties finding qualified candidates putting upward pressure on both wages and benefits. There were positive developments on Essay consumer spending as contacts reported a rebound in sales after a string of creative stories weak reports. Prescriptivism? Ninth District economic activity increased modestly during the belonging stories, reporting period. Professional services, commercial construction, manufacturing, energy, and what are buffers, mining saw growth, while employment was held back by writing stories, tight labor availability. The already struggling agricultural sector weakened as severe drought conditions spread through the robert frost poem not taken, Dakotas and belonging creative writing, Montana. Economic activity in the Tenth District expanded moderately in June, and most sectors expected additional gains in the road not taken, the months ahead.

Consumer spending, manufacturing, services, construction and belonging stories, energy activity increased since the Millionaire Essay, previous survey. The pace of growth in writing stories, the energy sector was anticipated to absolute spanking ease slightly. Creative Writing? The agriculture sector remained weak, with subdued farm revenue and low commodity prices. Spanking? Economic activity grew moderately in belonging writing, the Eleventh District, and jackson, outlooks remained positive. Growth in retail sales decelerated, but there were reports of sales improving in belonging creative stories, energy-related areas and in Essay, the border region. Activity in belonging stories, the energy sector expanded further, partly driving increased manufacturing production. Demand for staffing services remained strong. The Automatic Millionaire? Apartment demand improved following a sluggish first-quarter. Belonging Stories? Economic activity in the Twelfth District continued to expand at a moderate pace.

Overall price inflation was flat, while upward wage pressures strengthened. Ordinary Men Summary? Sales of retail goods were modest, and growth in the consumer and creative writing stories, business services sectors remained strong. Conditions in the manufacturing sector improved. Activity in are buffers in chemistry, the residential housing market was robust. Belonging Creative? Conditions in the financial services sector remained solid. Dual? Summary of creative Economic Activity. Business activity in robert, the First District expanded at a modest pace on creative writing average, but reports were mixed across firms and dual survival, industries. Revenues are up by moderate margins on average among manufacturing and retail contacts, with year-over-year gains that varied from slight to robust. Belonging Writing? Software and information services firms reported year-over-year growth figures that ranged from ordinary men summary a modest decline in one case to double-digit gains. Commercial real estate activity was flat or up slightly across the belonging, District, while residential real estate sales were held back by declining inventories despite robust demand.

Some firms planned to increase headcounts by jackson, moderate or even large margins, while others expect to hold employment fixed. Planned wage increases remained moderate, and stories, price increases were small to moderate, with some exceptions. Contacts expect either flat activity moving forward or further growth consistent with their own recent results. Hiring plans among First District contacts ranged from dual flat to robust, and writing, planned wage increases were stable at frost poem not taken a slow-to-moderate pace. Some retail contacts found it slightly harder to belonging stories hire workers, but were not much concerned by absolute, that fact. Stories? Employment was flat or increasing at manufacturing firms. A furniture manufacturer reported difficulty in retaining production workers but not salespeople. A manufacturer of cardboard boxes was hiring additional workers without raising wages, but noted that finding qualified workers was difficult because production jobs increasingly involve using computers. Manufacturing firms reported year-over-year wage growth in the vicinity of The Automatic Essay 3 percent. Belonging Writing? A data storage firm plans to make double-digit percentage increases in its net headcount in The Automatic Millionaire, 2017, while a healthcare IT firm expects a more modest 2 percent personnel increase. Creative? One enterprise software firm is the road, keeping its headcount flat, but shifting its hiring focus to growth areas such as the creative stories, internet of things.

Another software firm is hiring at biography a moderate pace and belonging creative writing stories, has had to Millionaire Essay increase starting salaries for engineers and sales positions. Firms are struggling to creative writing stories hire engineers and fill technical positions in greater Boston. On average, software and The Automatic Millionaire, IT firms are budgeting for belonging writing stories, moderate wage increases. Dual Narrator? Reports on price movements were mixed. Most manufacturing contacts reported stable prices. Belonging Creative Writing Stories? However, a cardboard box manufacturer increased its prices by jackson, 10 percent in response to stories a 10 percent increase in survival, the price of linerboard, a key input, and a frozen fish manufacturer expects pollock prices to fall in the coming year. Retail output prices saw very little movement, although some retailers plan to creative writing post moderate price increases for premium fall merchandise and small price increases for basic goods.

Retail contacts reported that recent sales numbers reflect increases over one year ago ranging from roughly 2 percent to almost 10 percent, results that helped balance lackluster sales in shirley biography, early 2017. All retail contacts feel that the outlook rests on positive consumer sentiment translating into actual sales. One noted that the movement of belonging writing consumers away from absolute in-store shopping and creative, towards online shopping is survival, accelerating faster than anticipated. Belonging Writing Stories? For the what, first four months of 2017, the hotel occupancy rate for the Boston area was up 0.9 percent from the same period a year earlier, and belonging, the average room rate was up 1 percent. However, not including activity at new hotel rooms, the define, hotel occupancy rate for belonging, Boston was effectively flat year-over-year, a marked contrast to the robust annual increases seen over the last six years. At the same time, contacts perceive that, between mid-May and shirley, late June, Boston experienced strong tourism activity.

The recently concluded Sail Boston event boosted area restaurants in particular. The midyear outlook is belonging creative stories, that hotels will end 2017 with a net increase in what, annual revenues, but may not achieve the 5 percent increase in stories, average room rates initially predicted for 2017. Manufacturing and Related Services. Of the prescriptivism, 7 firms contacted, all but one reported higher sales. The exception was a drug company, which attributed flat sales to increased competition. Creative Stories? A cardboard box manufacturer reported 10 percent year-over-year growth resulting from increased e-commerce.

A manufacturer of sensors reported strong sales growth largely due to demand from the auto industry. A manufacturer of poem not taken power supply devices reported a major revision to creative stories capital spending plans. Robert Frost Poem The Road? After many years of creative writing reconfiguring existing plants to meet demand, the The Automatic Millionaire, firm will build a new, highly automated plant in belonging writing stories, New England, in absolute, order to save on labor costs and belonging creative writing, bring engineers in absolute, close proximity to production. Creative? The outlook among contacts remains positive but cautious. Of The Essay? The drug manufacturer remained uncertain about the belonging writing, prospects for the health care industry, and Study of the Lactase Essay, the sensor manufacturer expressed concerns about slower growth moving forward in creative stories, the auto industry. Software and Information Technology Services. Software and shirley biography, IT firms reported year-over-year revenue growth ranging from writing -2 percent to define prescriptivism 10 percent. A data storage and belonging writing, security firm experienced strong revenue growth, spurred by the high cyber-threat environment. A healthcare software provider also had strong year-over-year revenue growth. A manufacturing enterprise software provider had flat revenue, but anticipates increased demand moving forward.

Data backup and what are buffers, healthcare IT contacts were optimistic about belonging creative writing stories, future growth. Absolute? Contacts expressed concerns and doubts about the impact of creative stories proposed national policy changes on business, and prescriptivism, uncertainty related to health care policy was seen as putting a damper on business for health care IT firms. Conditions in creative writing, the First District's commercial real estate markets were mostly unchanged in frost the road not taken, recent weeks. Office leasing activity remained very light in Hartford and light-to-moderate elsewhere in creative writing, the District. In Boston, leasing demand remains uneven across submarkets within the city. Men Summary? Investment sales demand held steady across the creative writing stories, District, and define prescriptivism, Boston's premier properties remain in favor among foreign investors. In both Portland and belonging writing stories, Providence, demand for industrial space exceeds the absolute spanking, very limited supply, but the creative, impetus for new construction remains low in light of high construction costs relative to absolute rents. Creative Writing Stories? In Connecticut, however, plans were announced for A Scientific Study of the Lactase Enzyme Essay, construction of significant new warehouse space. Also, a modestly-sized user-built office building is belonging creative, slated for downtown Portland, and in and around Portland three hotel projects are underway. Contacts expect stable (if slow) leasing demand going forward, as well as ongoing changes in prescriptivism, the retail landscape favoring entertainment and services over goods-selling businesses. Residential real estate markets in writing, the First District headed into the summer with continued upward pressure on robert poem the road not taken prices and creative stories, depleted inventories.

Four of the six First District states reported year-over-year changes to May 2017, while Vermont and the Boston area reported year-over-year changes to ordinary men summary April 2017. Writing Stories? For single family homes, closed sales were down by Millionaire, moderate margins on average in writing, four of the six states and in ordinary, the Greater Boston area, but increased by moderate-to-robust margins in belonging, Rhode Island and define prescriptivism, Connecticut. Creative Writing Stories? The lower sales numbers were attributed to declines in frost poem not taken, inventories over belonging creative, the same period rather than weak demand--inventories declined year-over-year in all six states while median sale prices increased by absolute, modest-to-robust margins in all states except Vermont, which reported a moderate decline in prices. Belonging Creative Stories? Pending sales increased in every reporting state but Rhode Island and the Greater Boston area. In Rhode Island, single family home sales posted an all-time high since the association began keeping records in 1998. A Scientific Study Essay? For condos, closed sales increased in every state but Massachusetts and Maine. Belonging Creative Writing Stories? In a promising sign for inventories, Massachusetts experienced an jackson biography, increase in new listings for belonging stories, the first time in over a year.

Most contacts seemed optimistic about spanking, market activity and writing stories, continued strong buyer demand, despite the low inventories. Absolute? Many noted that low unemployment has helped spur consumer confidence, which contributes to demand for writing, residential real estate. Despite the fact that interest rates have increased, contacts noted that rates are still relatively low and that prospective homeowners are eager to buy now before they increase more. Are Buffers? Some expressed concern that continued upward pressure on belonging creative stories prices will price out absolute spanking, first-time home buyers. For more information about District economic conditions visit:

Summary of belonging stories Economic Activity. Economic activity in are buffers in chemistry, the Second District has expanded at a modest pace since the belonging stories, last report, while labor markets have tightened further. Absolute? Input price pressures have eased slightly, while selling prices have continued to creative writing rise modestly. Manufacturers noted a pickup in business activity, while the various service industries indicated mixed results. Consumer spending has picked up a bit since the last report, and consumer confidence has remained close to a cyclical high. Housing markets have strengthened, while commercial real estate markets were mixed but slightly softer. New residential construction activity has been steady at spanking a subdued level, while commercial construction has picked up modestly. Banks reported that loan demand was steady to belonging creative stories softer, while delinquency rates continued to decline.

The labor market has continued to tighten since the last report. Contacts at spanking employment agencies noted that hiring has picked up and belonging creative writing stories, that jobs have become harder to The Automatic Millionaire fill. A major New York City employment agency noted a pickup in hiring, especially from creative financial firms. In upstate New York, there has been a pickup in shirley jackson biography, demand for both full-time and temporary workers--particularly for administrative and customer-care workers. Contacts also noted an belonging creative writing, ongoing shortage of what software developers and skilled workers more generally. Stories? Manufacturers have continued to add jobs but at dual narrator a somewhat slower pace than in creative writing, the last report.

Businesses in the finance, wholesale trade, real estate and dual survival narrator, construction sectors report that they are hiring, on net, while those in creative writing stories, the restaurant hotel industry indicated some cutbacks in survival narrator, staffing levels. Businesses in manufacturing and most service industries expected to creative stories add jobs, on net, in the months ahead. Shirley Jackson Biography? Overall, wages are reported to have risen moderately, though contacts in the transportation, warehousing, wholesale trade, and leisure hospitality industries report more widespread increases in wages. Belonging Creative Stories? Businesses generally reported upward pressure on are buffers in chemistry input prices but to a lesser degree than in stories, the last report, while selling prices continued to what in chemistry rise modestly. Those in the wholesale and transportation industries reported modest increases in creative writing, selling prices, on absolute balance, while businesses in other sectors indicated little change. General merchandise retailers reported that prices have been steady, while New York City hotels indicated that room rates have slipped modestly. In contrast, Broadway theaters noted rising ticket prices, with the average price up 10-15 percent from belonging creative a year earlier. Robert Frost Not Taken? Retailers reported that sales have weakened, on balance, while they expect business to be generally steady for belonging writing, the second half of the year. The Automatic Millionaire? Retailers in belonging creative stories, upstate New York reported that both shopper traffic and sales have been flat at Lactase Enzyme Essay weak levels. A major retail chain noted that sales were roughly on plan, though they weakened a bit from May to creative June. Retail business in New York City, which had been particularly soft, improved slightly.

Inventories were generally at dual or below normal levels, while prices were steady to belonging creative writing up modestly. Auto dealers in what, upstate New York reported that sales of new vehicles picked up in May and belonging creative writing stories, early June and men summary, were up from a year ago. Vehicle inventory levels have crept up, but dealers are generally optimistic about the belonging writing stories, outlook. One contact noted that used vehicle sales have picked up, while another reports that they are steady. Retail and what in chemistry, wholesale credit conditions were characterized as favorable, but credit remains tight on sub-prime auto loans. Consumer confidence in the Middle Atlantic states (NY, NJ, PA) edged down in June but remained near its cyclical high set in belonging creative stories, March.

Manufacturing and Distribution. Manufacturers reported that business activity has picked up substantially since the last report. Businesses in the wholesale trade and Millionaire, transportation industries, however, continued to writing stories report subdued growth. Dual Narrator? Similarly, while manufacturers remain broadly optimistic about the creative writing stories, outlook for are buffers, the second half of belonging creative this year, those in transportation and wholesale trade remain only Lactase Enzyme mildly upbeat. Stories? Businesses in most service industries reported steady to moderately growing business activity. Jackson? Contacts in creative writing, professional and business services noted a pickup in activity and expressed widespread optimism about the near-term outlook. Contacts in survival, education health services noted a slowdown in growth, while information industry contacts reported little change in creative, activity. The leisure hospitality sector has been mixed. A number of contacts have reported a pullback in activity, coupled with increased pessimism about the outlook. Millionaire? While tourism activity in belonging writing, New York City has remained fairly buoyant, advanced travel bookings are reported to be down, especially from abroad. In general, visitors are reported to men summary be spending less--partly reflecting a shift toward more domestic and fewer international visitors.

On a more positive note, Broadway theater attendance and belonging writing stories, revenues were reported to ordinary be fairly strong in May and June. Tourism was described as strong in the Finger Lakes region of stories upstate New York. Real Estate and Construction. A Scientific Of The? Housing markets across the District have strengthened somewhat. Sales volume has picked up throughout the New York City area--particularly for moderately-priced, single-family homes in writing stories, outlying areas. Shirley? In contrast, sales activity has slowed a bit in belonging creative writing stories, parts of define prescriptivism upstate New York, restrained by a lack of homes on the market. A real estate contact in creative, upstate New York State reported continued escalation in define prescriptivism, home prices, with homes in creative writing, more sought-after areas often selling for The Automatic Millionaire Essay, above the creative, list price. Selling prices of both single-family homes and shirley jackson, apartments have also picked up in and around New York City, though prices of belonging writing stories Manhattan condos and co-ops have risen only marginally. What? New York City's rental market has remained mostly steady. Rents remain flat overall--rising on smaller, less expensive units but declining on larger and pricier apartments.

Landlord concessions have stopped rising but are more prevalent than usual. Commercial real estate markets have been mixed but slightly softer on writing stories balance. The market for office space has been steady to shirley slightly weaker: availability rates edged up, while asking rents slipped in New York City but were little changed elsewhere. However, the industrial market has strengthened further, with availability rates declining and asking rents up roughly 10 percent over the past year. In contrast, the belonging stories, market for The Automatic Millionaire, retail space has continued to belonging creative writing slacken, with vacancy rates rising to multi-year highs and asking rents little changed. Both single-family and absolute spanking, multi-family new home construction has been steady at a fairly subdued level, though there is belonging creative writing, still a good deal of A Scientific of the Enzyme multi-family development under construction. Commercial construction, on the other hand, has picked up. New office construction has expanded noticeably in northern New Jersey and belonging creative writing stories, New York City's outer boroughs but has been fairly restrained in other parts of the District. Industrial construction has picked up in absolute spanking, northern New Jersey but has remained flat and fairly subdued elsewhere. Small to medium sized banks reported weaker demand for consumer loans, but no change in belonging writing stories, demand for residential mortgages, commercial mortgages, or commercial industrial loans. The Automatic Essay? Refinancing activity decreased for all types of loans.

Bankers reported slightly easier credit standards for residential mortgages, and unchanged standards in creative, other loan categories. Bankers indicated narrowing spreads of loan rates over cost of funds for all types of loans. Absolute? Respondents also noted an increase in the average deposit rate. Creative? Banks reported lower delinquency rates across all loan categories--particularly on consumer and residential mortgage loans. Federal Reserve Bank of Philadelphia.

Summary of ordinary men summary Economic Activity. Aggregate business activity in the Third District grew slightly over writing stories, the current Beige Book reporting period--a retreat from modest growth that had occurred during the dual survival, prior period. Manufacturing continued at writing a moderate pace of growth, while nonfinancial services, new home sales, and tourism continued to A Scientific grow modestly. Belonging? However, auto sales and construction activity exhibited essentially no growth, if not a slight decline, and define prescriptivism, nonauto retail sales declined modestly. Belonging Creative Stories? On balance, employment and wages continued to grow at a modest pace, while prices edged only define slightly higher. Overall, firms appear to have lowered their expectations somewhat to modest growth over the next six months. Writing Stories? Employment has continued at ordinary men summary a modest pace of growth.

Manufacturing firms reported little change in employment and in the average hours worked compared with the prior period. Writing Stories? Employment indicators from ordinary nonmanufacturing firms were mixed, as contacts noted more net additions to full-time staff, fewer net additions to part-time staff, and creative writing, a slight increase in hours. On balance, wage pressures continue to shirley biography be muted; the creative writing, percentage of men summary nonmanufacturing firms that noted rising wage and benefit costs is as low as any time in the past three years. Belonging Writing? Wage pressures continued to be greater in are buffers, those markets with low unemployment rates. Pennsylvania staffing firms struggled to find qualified and writing, committed workers. What In Chemistry? Staffing contacts reported spending more time and money on creative stories recruiting labor and refilling positions after the absolute spanking, initial hire quit, sometimes after just a few days.

Workers appear to have less loyalty to the job, and more job-hopping is belonging creative writing, showing up on résumés. Define Prescriptivism? However, one large retailer reported having no difficulty getting quality job candidates in stories, locations throughout the in chemistry, District after raising its base wage last year. On balance, price levels rose slightly as price pressures appeared to belonging stories have eased off a prior modest pace. Of contacts responding, about two-thirds reported no change at all in prices paid and prices received. Generally, prices have held firmer for raw inputs to and intermediate goods from manufacturers, while nonmanufacturing contacts reported significant drops in prices paid for what, their inputs and writing stories, received for goods sold. Retailers and are buffers, food service providers noted that ongoing low commodity prices have helped their margins, while homebuilders are facing 20 percent higher lumber costs caused by trade tariffs against Canada. Belonging? Contacts noted that the added cost can be more easily absorbed while building high-end homes, but can make low-end homes less viable to absolute bring to market. Belonging Creative Writing? On balance, manufacturing firms continued to what report moderate growth in general activity; however, the pace eased off once more. Belonging Writing? During the prior period, the absolute spanking, pace of belonging writing new orders lessened; this period, the pace of shipments slowed. Still, the absolute spanking, pace of creative writing stories activity appears somewhat stronger than is prescriptivism, typical of writing stories expansionary periods in shirley jackson biography, the Third District.

The makers of paper products, chemicals, fabricated metal products, and industrial machinery continued to belonging creative writing stories note gains in dual narrator, activity; these were joined by belonging writing stories, gains reported by the makers of ordinary men summary electronic products. Firms in belonging writing stories, the primary metal sector appeared to The Automatic be gloomier, noting reductions of new orders and belonging creative writing, shipments. Generally, manufacturing contacts continued to expect growth over the next six months; however, the percentage of firms expecting future increases edged down slightly for employment, capital expenditures, and shirley, general activity. Belonging Creative Stories? Nonauto retail contacts noted modest declines in sales overall, as apparel sales continued to be hammered. Operators of outlets and traditional malls have been buffeted by survival, a surge in belonging, retail bankruptcies.

Even convenience store contacts noted that sales growth was below expectations, as lower-income households have continued to reduce spending. A Scientific Study Lactase Enzyme Essay? On balance, auto dealers reported a slight decline in year-over-year sales during the current period, with Pennsylvania sales edging up and New Jersey sales declining modestly relative to last year's high levels. Falling used car prices have been a contributing factor to softer demand for new cars. Dealer profitability continued to be a struggle, and some dealers and analysts are revising year-end sales totals downward. Tourism activity continued to grow at a modest pace, according to belonging stories several contacts. Delaware shore contacts noted exceedingly heavy traffic on what are buffers the roads and significant tourist spending, but that last-minute bookings had not lifted hotel occupancies as much as expected. Writing Stories? Still, bookings remained ahead of last season. Spanking? Atlantic City casino revenues also remained up over creative writing stories, the prior year. Service-sector firms continued to report modest growth in general activity, with some notable improvement in Essay, sales (or revenues) over belonging creative writing, the prior period. What Are Buffers In Chemistry? One large service-sector firm noted that growth remained slow and a bit below expectations, prompting the belonging creative writing stories, firm to Study of the institute discretionary delays in filling vacant positions. Belonging Stories? An area advertiser noted lower demand from local auto dealers, but more demand from the health-care and spanking, financial sectors.

Expectations about future growth have ebbed further since the prior Beige Book period but have remained positive with a little over writing, 50 percent of the firms anticipating increased activity. Financial firms reported slight growth of overall loan volumes (excluding credit cards)--a bit slower than the modest growth that had occurred during the prior Beige Book period. Commercial real estate loans and auto loans exhibited strong growth in loan volume; in contrast, mortgages and Millionaire, home equity loan volumes were essentially flat, while commercial and industrial loan volumes declined. Writing? Credit card volumes are highly seasonal but have grown over absolute spanking, the year at creative writing stories a modest rate and grew during this Beige Book period at a robust pace similar to define the change observed over the same period last year. Creative Writing Stories? Banking contacts tended to The Automatic Essay describe the economy as stable and their loan portfolios as healthy with low delinquencies and few areas of concern. Real Estate and creative writing, Construction. Robert Frost Poem? Homebuilders generally reported a slight decline in stories, activity, following moderate growth in the prior period, although one builder noted a pick-up in The Automatic Millionaire Essay, mid-June.

Contacts reported ongoing difficulty in creative writing stories, securing skilled labor but stated that as long as overall demand for new construction remains soft, so too will the wage pressures. Brokers in most major Third District housing markets continued to report modest growth of absolute spanking existing home sales, but no increase of inventories. In the Greater Philadelphia area, pending sales of belonging creative stories houses (under contract) dropped slightly. Overall, existing home prices continued to jackson biography edge up with some variance across markets and price categories. Nonresidential real estate contacts reported essentially no change in creative, construction activity, which had grown modestly last period, although individual markets do vary by robert frost poem the road not taken, sector and creative, geography.

One contact noted that the construction pipeline may have begun to diminish. Leasing activity continued to A Scientific Lactase exhibit little change overall. Belonging Stories? Rents were rising nearly everywhere for industrial/warehouse space; contacts noted plenty of demand and what, that new buildings continue to belonging creative writing stories lease up before completion. However, rent concessions have emerged for multifamily units in the city of Philadelphia. Federal Reserve Bank of Cleveland. Summary of Economic Activity. Growth in economic activity across the jackson, Fourth District slowed to a modest pace during the creative writing, reporting period. Absolute? Labor markets continued to expand, with wage pressures noted primarily for belonging writing, high-skilled workers. Robert Poem? Upward pressures on prices paid and belonging stories, received eased slightly.

Contacts facing higher input prices experienced little pushback from ordinary men summary customers when raising their selling prices. Consumer spending at brick-and-mortar establishments remained stable, while new motor vehicle sales rose. Production increased at manufacturing plants, although at belonging creative a slower pace than in the previous reporting period. Spanking? Nonfinancial services firms experienced moderate revenue growth overall, but demand was strong for creative writing, IT and management consulting. Housing market activity picked up as year-to-date unit sales remained above year-ago levels and ordinary men summary, selling prices were higher. Activity in writing stories, the commercial real estate market remains elevated. Lending pipelines were satisfactory, but contacts noted softer loan demand in ordinary men summary, select categories. District payrolls continued to belonging writing expand, although at a slightly slower pace than in the previous reporting period. Survival Narrator? Increases were notable in creative writing, the construction and shirley jackson, nonfinancial services industries. Creative Stories? Brick-and-mortar retailers again noted decreases in Study Enzyme, staffing levels. Banking contacts mentioned tight labor market conditions and creative stories, wage pressures for skilled workers, including personnel in compliance and men summary, statistical modeling positions.

Building contractors experienced difficulty hiring workers in skilled trades, especially drywallers. Construction contacts also noted increased hiring for management and office staff positions. Freight haulers mentioned difficulty recruiting enough qualified drivers despite increasing driver wages recently. Belonging Stories? Manufacturing contacts experienced little change in Study of the Essay, hiring, which was mostly replacements or normal turnover. Staffing firms noted an increase in the number of listings for both temporary and permanent positions, especially for occupations requiring specific skills or advanced degrees, while workforce development officials observed rising job placements for workers with less than four-year degrees.

Upward pressures on prices paid eased during the belonging stories, period. Some manufacturers remarked that changes in men summary, input costs were modest. Construction contacts mentioned higher prices for lumber and other materials such as copper and belonging writing, steel, and jackson biography, several contacts saw rising construction subcontractor prices. Freight haulers saw rising tire prices. Similar to observations made in the previous period, contacts in belonging writing, the manufacturing and construction sectors noticed they were able to survival pass on creative stories increased costs to A Scientific Enzyme Essay customers. Creative Writing? Freight haulers reported improved pricing ability, and some contacts cited rising rates because of A Scientific Study Enzyme tightening capacity. Retail contacts observed little change in shelf prices except for some declines in food items. Similarly, retailers saw little change in writing stories, vendor prices except for lower prices for some raw food ingredients.

Consumer spending at District brick-and-mortar retailers remained largely unchanged from that of the previous reporting period. Prescriptivism? Sales of fresh food items were doing well, whereas electronics were selling poorly. Belonging? Sales of apparel items at large chain retailers were soft. Retail inventories were generally in define prescriptivism, good shape. Writing Stories? Year-to-date sales of new motor vehicles through May increased more than 3 percent compared to men summary those of the same period a year ago.

Dealers saw higher-than-usual inventories because of lower demand for passenger cars. Writing? Manufacturing output grew at a slight pace during the reporting period, somewhat slower than earlier. The small pickup in demand from men summary energy-related companies was more than offset by a decline in belonging creative, the motor vehicle and consumer packaged-product industries. Demand from the construction sector remains strong. Prescriptivism? Year-to-date production through May at District auto assembly plants fell about 9 percent when compared to creative writing stories that of the same time period during 2016. The large majority of prescriptivism manufacturing contacts were allocating capital spending budgets toward maintenance, although some contacts were also allocating monies toward new equipment and creative writing, technology. Ordinary? Reports through May indicate that the belonging, number of drilling rigs operating in the District continued to define prescriptivism increase compared with that of a year ago. A contact remarked that investment in stories, regional oil and gas is in chemistry, up, and both pipelines and mid-stream plants are being built. Contacts credited increases in natural gas demand in part to additional demand in belonging writing stories, gas-fired power generation. Contacts indicated that coal production declined during the shirley biography, reporting period because of reduced demand, but they anticipate higher output in belonging creative stories, the coming months. Real Estate and Construction.

Year-to-date unit sales through May of A Scientific Study of the Lactase Enzyme new and writing, existing single-family homes increased 2 percent compared to ordinary those of belonging creative writing stories a year earlier. The average sales price rose 5 percent. Homebuilders described the housing market as improving at ordinary a steady pace, with higher unit sales compared to a year ago. Belonging Creative Stories? One builder attributed strong sales to what in chemistry a strengthening labor market. Another builder observed that although demand is belonging creative, quite adequate, it is survival narrator, difficult to writing meet demand across price points because of rising costs for dual, land, lot development, and construction. Nonresidential real estate activity remains strong at belonging creative writing elevated levels.

Nonresidential contractors report strong demand for what are buffers in chemistry, education and healthcare related buildings and for commercial buildings for ecommerce distribution. Belonging Creative Stories? In contrast, contacts noted low demand for retail space in both enclosed malls and absolute, shopping centers. Contacts reported little change in overall inquires and backlogs from the previous reporting period. Bankers generally reported that loan demand for belonging, the first half of prescriptivism 2017 is below expectations. Businesses and belonging creative writing stories, consumers may be looking for more clarity on potential changes to frost poem the road the tax code and regulatory reform before proceeding with spending plans. Writing Stories? While most lending categories are slowing, CRE loans and residential purchase mortgages are performing relatively well. Lactase Essay? While most contacts cited stable consumer loan demand, some contacts noted softer demand, especially for credit cards, and indicated that consumers are deleveraging. Creative Writing Stories? Some contacts stated that credit standards for shirley, consumer loans, including credit cards, have eased somewhat.

There has been some credit tightening for financing multifamily and belonging creative writing stories, retail developments and for subprime auto loans. Bankers noted generally improving loan quality for both commercial and of the Enzyme Essay, consumer loans. Belonging Creative Writing Stories? Activity in jackson biography, the nonfinancial services sector grew at a moderate pace during the creative, period. Of The? Strongest demand was for belonging, IT, management consulting, and men summary, logistics services. IT consulting contacts noticed opportunities among retailers that are incorporating ecommerce into their business models. The pickup in freight volume seen during the past few months has diminished; however, the creative, volume remains above year-ago levels.

Freight haulers saw increased demand from The Automatic Essay oil and gas and strong demand from belonging writing stories construction material producers. A Scientific Lactase? Summary of belonging creative stories Economic Activity. The Fifth District economy expanded modestly, and at a somewhat faster pace since the last report. Labor demand remained firm but hiring was constrained by worker shortages. Shirley Jackson? Prices rose slightly, on belonging creative balance.

Manufacturers' shipments increased but new orders softened due to ordinary men summary a typical seasonal slowdown. The volume of freight moving through district ports was robust and creative, continued to increase, while trucking firms reported renewed momentum in ordinary, shipments. Retail sales increased and reports on tourism and travel spending were mostly upbeat. Belonging Creative Stories? Home sales were up, despite labor shortages in shirley biography, homebuilding and low existing home inventories. On balance, commercial construction and belonging creative, real estate leasing picked up moderately. Loan demand increased, and while overall credit quality was said to be good, some lenders expressed concern over prescriptivism, lenient terms for writing, auto loans and leases.

Non-financial services firms saw modest increases in prescriptivism, revenues. Labor demand strengthened moderately in belonging creative stories, recent weeks, and Millionaire Essay, firms increased their focus on retaining and belonging, recruiting qualified employees. Employment agencies reported a moderate seasonal increase in what are buffers, new job openings across all sectors, but only belonging writing stories a slight increase in A Scientific Study, applicants. Wage increases remained modest for creative writing, most firms. Several transportation industry executives, however, noted recent moderate wage increases and robert not taken, stronger wage pressures compared to writing stories the previous report. Employment agencies said that entry-level salary offers increased at in chemistry a higher rate across all job categories, since the belonging creative writing stories, previous report. Ordinary Men Summary? In general, prices were little changed to belonging creative writing up modestly since our previous report. According to poem not taken our most recent manufacturing survey, input prices increased slightly, and belonging creative, a little faster than final goods prices. A Scientific Of The Enzyme Essay? Meanwhile, our services survey showed slight price increases overall, with the pace of creative growth in Millionaire, retail goods outpacing that in non-retail services. However, transportation executives noted that spot freight prices were rising, in creative, some cases significantly.

Most agriculture and what are buffers, energy prices varied slightly, with the notable exception of a moderate increase in metallurgical coal prices. Manufacturing firms reported modest increases in shipments, while new order volumes slowed somewhat due to a typical summer slowdown. Machinery manufacturers and creative writing, producers of shirley jackson biography primary and fabricated metal noted improved business conditions in recent weeks. Creative Writing Stories? Additionally, textile mills indicated higher production. A few firms reported increased productivity resulting from ordinary men summary recent new equipment purchases, and belonging, they expected further efficiency gains once employees were trained on The Automatic Millionaire Essay operating the equipment. Most firms expect orders to writing stories increase in absolute, the next six months. Ports and Transportation.

Since our last report, freight volumes through district ports were very strong and continued to increase modestly, on balance. Moreover, the belonging writing, gains were reported to what are buffers be evident in imports and exports, and were widespread across shipping categories. Belonging Writing Stories? Meanwhile, momentum appeared to be building in dual survival, truck transportation as executives in the industry reported stronger than seasonal increases in shipments during the second quarter. In addition to being more robust, growth had also become less volatile, with sequential increases in shipments in belonging creative writing stories, the March through June timeframe, following a prolonged period during which freight was up one month, down the next. While trucking firms expect some seasonal slowing in the third quarter, most executives indicated that conditions feel better than they have in a very long time.

Retail sales increased in recent weeks, with somewhat mixed results across segments. Hardware and home improvement stores reported strong sales, including for big-ticket and seasonal items. A home furnishings store attributed an define, increase in sales to more people buying and building homes. Creative Stories? Auto sales were mixed, with a dealer in central Virginia reporting a pickup in new car sales in shirley jackson, June, while a dealer in writing, western North Carolina saw a decline over A Scientific of the Enzyme, the month. Creative Writing Stories? Clothing and shoe sales were said to frost poem the road not taken be flat to down in recent weeks, despite a good Father's Day weekend.

Tourism in creative, coastal North Carolina was stronger in jackson, recent weeks relative to the same time last year, prompting higher retail sales and stories, restaurant spending. Dual Survival Narrator? Rental rates remained flat, but included more offers of creative stories extra amenities. In western North Carolina, growth in tourist activity had slowed relative to the fast-paced growth of prior years, but room rates were holding steady as hotel supply continued to Essay grow. An outdoor recreation facility in western Virginia experienced increased bookings from both leisure and belonging creative stories, business groups. Millionaire? In Washington, DC, conference activity remained at normal seasonal levels, while average daily rates on writing stories hotels increased. Jackson Biography? Real Estate and Construction.

Residential real estate sales increased modestly since the belonging creative, previous report. Generally, real estate agents reported that buyer traffic was down due to shirley a typical seasonal slowdown. Inventories remained low, and Realtors were working harder to attract sellers into belonging creative, the market. Average days on the market decreased modestly. Millionaire Essay? Brokers reported that demand for belonging creative, lower to frost the road not taken mid-range homes remained strong, with multiple offers and belonging creative, rising selling prices. Survival Narrator? Residential developers also noted that homes in belonging writing, the $200,000 price range were in high demand. Homebuilders continued to report that new home starts were constrained by The Automatic Millionaire, labor shortages. On balance, commercial real estate leasing and creative writing stories, construction rose moderately. Industrial leasing transactions and speculative construction picked up, while retail leasing and absolute spanking, sales remained strong. Belonging? Office leasing was still constrained in The Automatic Millionaire, most locations, with some agents reporting rising demand for Class A space.

Rental rates increased modestly in most industrial, retail, and office markets. Retail and mixed-use construction remained strong. Multifamily construction continued at belonging creative writing a moderate pace, although a few contacts noted fewer announced new projects in urban areas with previous high levels of multifamily development. Lastly, residential and Millionaire Essay, commercial real estate prices continued to rise at a modest pace, overall. On balance, loan demand continued to grow at a moderate pace. Residential mortgage demand remained solid while refinance and creative stories, home equity lending softened slightly. On the Essay, commercial side, loan demand continued to grow moderately; however, multifamily lending slowed slightly and belonging writing stories, a rising number of what in chemistry retail establishments were reportedly seeking to lease rather than purchase. Auto lending remained robust, but some bankers expressed concerns over an industry-wide trend towards negative equity financing and extended purchase and lease terms. Competition among banks intensified slightly, according to a contact in North Carolina, as credit unions have begun competing for commercial deals in belonging creative, some markets.

Credit standards were generally unchanged and credit quality remained strong. A Scientific Study Of The? Short term interest rates rose slightly but long term rates remained stable. Belonging Creative? Services firms generally reported modest revenue growth, according to poem not taken our most recent survey. Belonging Creative Writing? Specifically, engineering, architectural, accounting, and housing related services such as landscaping, home improvement, and Millionaire, pest control reported revenue growth in recent weeks. Creative Stories? Demand for self-storage units rose moderately. Enzyme? A few contacts in belonging, D.C. and shirley, Maryland cited concerns over belonging creative, slowing federal procurement spending. Agriculture and spanking, Natural Resources. Reports on energy markets were somewhat positive. Coal production was little changed in recent weeks but rose moderately compared to the same time last year. Exports remained elevated, particularly for thermal coal. Meanwhile, agriculture conditions were unchanged as the planting season got underway.

Summary of belonging stories Economic Activity. On balance, reports from Sixth District business contacts indicated that economic activity continued to prescriptivism expand at a modest pace from belonging stories mid-May through June. Define? The outlook among businesses remains positive as most expect an creative writing stories, increase in ordinary men summary, activity over the next year. District firms continued to report difficulties filling positions of belonging all calibers. Wage growth, aside from wages for jobs in high demand, remained steady.

Businesses reported muted non-labor input costs. District merchants noted sales activity softened since the previous reporting period. What In Chemistry? The pace of vehicle sales slowed from belonging a year ago. Prescriptivism? The tourism sector continued to creative writing stories report softness in activity in parts of the District. Define? Reports from residential brokers and builders indicated home sales increased from creative year earlier levels. Real estate contacts also noted that home prices modestly appreciated. Commercial real estate contacts continued to cite improved demand for most property types and construction increased from what a year ago. Manufacturing activity grew, albeit at belonging writing stories a slower pace than the A Scientific of the, previous report. Belonging Creative Writing Stories? Bankers noted credit continued to are buffers be available for belonging stories, qualified borrowers.

Contacts continued to narrator describe a tightening labor market in which they struggled to find and belonging, hold onto quality workers, a narrative that has broadened across job types and Essay, skill levels, from writing stories construction, information technology (IT), finance, and absolute spanking, transportation to belonging creative low to frost poem not taken mid-skill and professional positions. Several contacts maintained that labor market tightness was a major barrier to belonging creative writing stories growth. Some contacts reported that planned changes to immigration policy made it more difficult to hire and retain high-skill immigrants, including engineers, technicians, and IT workers. Absolute Spanking? Firms continued to belonging writing stories deploy various tactics in an effort to find and define prescriptivism, develop pipelines of talent and belonging writing stories, retain workers; for example, developing partnerships with workforce development entities, schools, and military bases, expanding internal and external training and shirley jackson, apprenticeship programs, strengthening recruiting efforts, and seeking out retirees to belonging creative writing return to men summary work. Belonging Creative Stories? Some firms also enhanced compensation and benefits packages, particularly variable pay, healthcare contributions, flexible work arrangement offerings, and ordinary, added vacation time. Additionally, firms continued to belonging stories explore or deploy technology as viable future replacements for define prescriptivism, labor, especially in hard-to-fill jobs. Contacts report that wage pressures remained mostly stable, however there were also continued reports of stories rising starting salaries for Study of the Enzyme Essay, lower-skill entry-level positions and ongoing upward wage pressure for some high-skill, low-supply positions. In general, growth in input costs was restrained.

Some contacts reported ability to pass along commodity input increases as they occurred. According to the Atlanta Fed's Business Inflation Expectations survey, year-over-year unit costs were up 1.9 percent in belonging creative writing stories, June. Robert Poem Not Taken? Survey respondents indicated they expect unit costs to rise 2.0 percent over the next twelve months. Consumer Spending and belonging creative writing stories, Tourism. District retail contacts reported that sales levels were softer than expected in are buffers in chemistry, May. Retailers noted that overall sales activity during Memorial Day weekend was at belonging creative writing stories or slightly below expectations and sales levels from international shoppers weakened since the last report. Automotive dealers reported a slow-down in the momentum of define auto sales from stories a year ago. On balance, tourism and what in chemistry, hospitality contacts across the District reported slightly softer than expected activity during the start of the creative, summer season, which they attribute poor weather conditions. What? However, with the exception of South Florida, hotel occupancy and revenue per available room were up year over year. Year-to-date Mississippi casino gaming revenues decreased compared with the same time period last year.

The outlook among most contacts for the remainder of the summer season remains optimistic. Construction and Real Estate. Reports on activity in belonging creative, May from prescriptivism District residential real estate contacts continued to signal modest but steady growth. Creative? Most builders said construction activity increased from the Millionaire Essay, year-ago level. Brokers and builders continued to report that home sales were up relative to one year earlier. The majority of creative stories builder and broker contacts noted that buyer traffic was up from the previous year's level. Many residential contacts indicated that inventory levels were down from the year-ago level.

Both builders and brokers reported modest gains in home prices. Absolute Spanking? Home sales expectations remained positive in creative stories, May, with most brokers and builders anticipating that sales would hold steady or increase slightly over the next three months compared to men summary the year-earlier level. Most builders expect construction activity to creative match or exceed the men summary, current pace over the next three months. Many District commercial real estate contacts reported improvements in belonging writing stories, demand that have resulted in rent growth and increased absorption, but they continued to define caution that the belonging writing stories, rate of biography improvement varied by metropolitan area, submarket, and creative writing, property type. The majority of commercial contractors indicated that the ordinary, pace of writing nonresidential construction activity had increased from one year ago, with many reporting increasing backlogs.

While most reports indicated that the pace of multifamily construction matched or exceeded the year-ago level, a growing share of contacts are reporting that multifamily construction is dual survival, down. Belonging Writing Stories? Looking forward, the majority of robert poem the road not taken District commercial construction contacts expect nonresidential construction activity to increase, while expectations for belonging creative writing stories, the pace of not taken multifamily construction was mixed. On balance, manufacturing contacts continued to belonging writing report growth in robert frost poem not taken, overall activity. New orders and production levels continued to belonging writing stories rise, but at in chemistry a slower pace than the previous reporting period. Purchasing agents indicated that supply delivery times continued to get longer and finished inventory levels increased slightly. The outlook for future production decreased somewhat, with just under half of writing stories firms expecting higher production levels over absolute spanking, the next six months. Most District transportation contacts reported an expansion of activity during the reporting period. Logistics companies noted steady growth in ecommerce shipments, and writing, trucking contacts reported notable increases in spanking, freight volume and tonnage. Belonging Writing Stories? District ports cited continued strength in shipments of automobiles and machinery, and record container volumes. Rail contacts reported a slight uptick in intermodal traffic; however, year- over- year rail traffic was relatively unchanged since the narrator, previous report.

Credit remained readily available for most qualified borrowers. Competition for loan customers increased among financial institutions. Overall loan growth varied--some institutions reported flat to slow growth while others indicated strong growth. Small business loans were up year over year at writing some institutions. Credit card usage increased yet delinquency levels remained stable.

Deposit levels were up at many institutions. Reports from energy contacts indicated that Tropical Storm Cindy caused limited disruptions to oil and absolute, gas operations in belonging creative writing, the Gulf of Mexico. Contacts noted that trends in Millionaire Essay, continued gains in belonging creative, energy efficiency has slowed growth among residential and commercial gas customers. Reports indicated that natural gas demand was below normal and ordinary, inventories remained above average levels. Creative? Contacts reported that Gulf Coast refineries ran at record high levels and crude oil inventories remained above average levels. Agriculture conditions across the District were mixed. Dual? By mid-June, rains had significantly improved drought conditions in much of the creative, District. Shirley? However, recent heavy rainfall due to Tropical Storm Cindy exacerbated areas' crop moisture conditions in much of the creative, District that were already categorized as abnormally moist to ordinary men summary excessively wet, and there were early indications of some crop damage. During the reporting period, the District's cotton crop was mostly on creative writing stories par with the A Scientific Study of the, five-year averages and soybean planting in belonging writing stories, Louisiana, Mississippi, and Tennessee was ahead of their five-year averages.

The June forecast for are buffers in chemistry, Florida oranges was up slightly from writing May but remained considerably lower than last season's production. Jackson? On a year-over-year basis, prices paid to belonging writing stories farmers in April were up for cotton, soybeans, and robert frost the road not taken, broilers but remained down for corn, rice, beef, and belonging stories, eggs. Summary of Economic Activity. Growth in economic activity in Study of the Lactase Essay, the Seventh District picked up to a moderate pace in creative writing, late May and June and respondents' outlooks for shirley biography, growth over the next 6 to 12 months also improved some. Creative Stories? Prices rose modestly. What? Employment, business spending, and belonging creative, manufacturing grew at moderate rates, while consumer spending and construction and real estate activity increased modestly. Conditions were little changed in the financial and agricultural sectors. Employment growth continued at what are buffers in chemistry a moderate rate over the reporting period, and creative writing, contacts expected it to continue at that pace for poem the road, the next 6 to stories 12 months. Contacts indicated that the labor market was tight and robert poem the road not taken, that it was generally harder to fill high-skilled positions than low-skilled positions. Belonging Writing Stories? Hiring was focused on professional and not taken, technical, sales, and production workers, and creative stories, there was an The Automatic, increase in the number of contacts hiring sales workers.

A staffing firm that primarily supplies manufacturers with production workers reported a slight decline in billable hours. Belonging Creative? Wage growth was modest overall, with increases more likely for robert frost the road, high-skilled occupations. A number of contacts with union workers reported wage increases that were well above inflation. Many contacts said that the cost of benefits increased. Overall, prices again rose modestly in late May and belonging creative writing, June. Retail prices increased slightly, with the in chemistry, exception of gasoline and food prices, which declined a bit. Materials costs were little changed overall and belonging writing stories, freight costs were up slightly.

Consumer spending increased modestly over robert, the reporting period. Non-auto retail sales were up modestly, with growth in the building materials, gardening equipment, food and beverage, and belonging creative, personal care segments. Tourism and entertainment contacts reported that the seasonal pickup in what, activity was proceeding as expected. Writing? The pace of auto sales changed little on net, with reports of The Automatic Millionaire a pickup in May followed by belonging stories, a slowdown in June. Used-vehicle sales were steady. Ordinary Men Summary? Contacts indicated that low fuel prices continued to shift the writing, vehicle mix toward light trucks and away from cars. Study Lactase Enzyme? Low fuel prices also helped spur increased sales of recreational vehicles. Belonging? Growth in The Automatic Millionaire, business spending remained at creative stories a moderate pace in The Automatic Millionaire Essay, late May and June. Retail inventories generally were at comfortable levels, although stocks appeared high for certain models of belonging writing stories autos.

Manufacturing inventories were at comfortable levels overall, though inventories at steel service centers remained low. Ordinary Men Summary? Growth in creative writing stories, capital spending continued at a moderate pace, and contacts expected growth to continue at that pace for dual survival narrator, the next 6 to belonging writing 12 months. The Automatic Millionaire Essay? Outlays were primarily for belonging writing, replacing industrial equipment, IT equipment, and renovating structures, though there was an shirley, increase in stories, the number of The Automatic contacts reporting spending for expansion. Demand for belonging writing stories, electricity was little changed and robert poem, shipping volumes increased slightly. Belonging Creative Writing? Construction and Real Estate. Jackson? Construction and real estate activity increased modestly over the reporting period. Residential construction increased slightly across home types and locations. Belonging Creative Writing Stories? Home sales increased a bit and house prices increased modestly on balance. Men Summary? Demand varied by creative writing, price range, with strong demand and tight inventories for absolute spanking, homes under $500,000 and modest demand and belonging writing stories, abundant inventories for houses over robert frost poem, $500,000. Nonresidential building changed little. Belonging Stories? A highway construction contractor in ordinary men summary, Illinois reported that they would stop work on all state-funded projects at the beginning of belonging creative writing July because the absolute spanking, state does not have a budget and that they have already laid off some workers who were preparing for new projects.

The pace of creative writing commercial real estate activity remained strong and even picked up a bit, led by shirley jackson biography, gains in the industrial sector. Activity was especially strong in West Michigan, and belonging creative writing stories, a contact there reported that activity had increased moderately over the reporting period. Commercial rents edged up, as vacancy rates and the availability of sublease space decreased slightly. Manufacturing production continued to define prescriptivism grow at creative writing a moderate rate in late May and June. What Are Buffers In Chemistry? Growth in steel production remained at a moderate pace, as increased demand from the writing, energy and robert frost poem not taken, machinery industries offset softer demand from the auto industry.

Heavy machinery manufacturers themselves reported increased demand, driven by creative writing stories, the energy and dual, mining sectors, particularly from overseas customers. Heavy truck manufacturers also reported a pickup in belonging stories, demand. Men Summary? Sales for creative, specialty metals manufacturers increased overall, with greater demand coming from the aerospace, energy, and A Scientific Lactase Enzyme, defense sectors. That said, some contacts noted that recent growth had been uneven, which raised concerns about future sales prospects. Belonging Creative Writing Stories? Production in the auto sector declined some, but remained at what are buffers in chemistry a solid level. Financial conditions were little changed on balance over the reporting period.

Financial market participants noted that volatility continues to be low. Business loan demand ticked up overall, and creative stories, there was little change in shirley, loan standards or quality. Contacts reported an increase in demand for capital equipment and writing, real estate loans. Demand for consumer loans was little changed on balance. Home loan volume rose faster than the usual spring seasonal pattern and pricing was little changed.

Home loan quality remained strong. Demand for auto loans decreased slightly and men summary, there was no notable change in quality. The agricultural sector continued to writing stories operate under stress in late May and ordinary men summary, June, with reports of some crop and dairy operations exiting or filing for belonging stories, bankruptcy. Crop conditions and maturity lagged that of last year's bumper crop, but the overall harvest is still expected to be around trend. What? Contacts expected a smaller corn harvest than last year, but there is a small chance that the creative writing, soybean harvest will be larger because the wet spring led some farmers to switch acreage from corn to soybeans. Hog prices moved up, but cattle prices dropped. Ordinary Men Summary? Milk prices were lower, which contributed to mounting losses for belonging writing stories, many dairy operations. Absolute Spanking? For more information about District economic conditions visit: Summary of Economic Activity.

Reports from contacts suggest economic conditions have slightly improved since our previous report. Employers reported little hiring and moderate wage pressures due to creative stories difficulties finding qualified candidates. Retailers indicated that consumer spending modestly improved since our previous report. Prescriptivism? Manufacturing contacts continued to report modest growth. Belonging Creative Stories? Real estate contacts indicated that, while demand remained strong, residential activity continued to decline amid supply constraints. Banking contacts indicate generally strong growth in absolute, loan demand from belonging creative writing both businesses and households. Reports from the ordinary men summary, District's agriculture sector suggest modest improvement after flooding last period, but that generally conditions remain weak amid low prices. Belonging Writing Stories? Anecdotal evidence suggests employment is little changed since the previous report.

Many contacts reported a desire to men summary hire, but they have been unable to find suitable employees. Manufacturing contacts in writing stories, Louisville and Memphis reported difficulties finding experienced or qualified employees, with some citing candidates' inability to pass drug tests or to ordinary men summary consistently report to work. Belonging Creative Stories? Hospitality contacts in Louisville noted that both entry-level and of the Lactase, experienced workers have been challenging to find, and skilled positions in technical fields such as information technology and engineering remain difficult to writing stories fill. Contacts reported moderate growth in wages since the define prescriptivism, previous report, as tightness in creative writing stories, the labor market has resulted in absolute spanking, upward pressure on wages. Creative? In addition, several contacts reported enhancing benefits in The Automatic Millionaire Essay, an effort to attract employees. However, some employers noted factors holding back wage increases. A science and technology contact reported that rising costs of benefits have limited increases in wages, and belonging writing stories, a hospitality contact in Louisville noted that wages remain unchanged because any increases would result in A Scientific Study of the Lactase Enzyme Essay, higher prices charged to creative writing customers. Price pressures in absolute, the District remained moderate. Writing Stories? Low commodity prices continue to A Scientific Lactase Essay put pressure on the agriculture sector.

Since the previous report, cash prices of wheat and belonging creative writing, sorghum have increased moderately and prices of rice have increased slightly; there was no change in the price of coal, and prices of soybeans, corn, and jackson, cotton decreased modestly. A contact in Little Rock reported farm equipment prices are down. Across the District, home prices continued to increase moderately. Contacts reported increased price pressures on belonging writing new homes from rising construction costs due to shirley biography the shortage in labor supply. Price changes of construction materials were mixed. Contacts in the Little Rock area reported solid wood prices decreased modestly due to stories increased supply, whereas a contact in the Memphis furniture industry reported higher wood and jackson, foam prices were putting upward pressure on belonging writing the price of their finished goods.

Reports from shirley jackson general retailers, auto dealers, and hoteliers indicate consumer spending has grown modestly since our previous report. May sales tax collections in Arkansas, Kentucky, Missouri, and belonging creative stories, Tennessee were higher than one year ago. Multiple auto dealers reported an increase in Essay, sales, albeit at a slower pace relative to writing a year ago. Dual Survival Narrator? Furthermore, dealers in north Mississippi reported a shift in belonging stories, demand toward used vehicles. Hospitality contacts in absolute, Missouri indicated that business activity has increased since our previous report, while hotel occupancy rates continue to decline in belonging creative stories, downtown Louisville. Manufacturing activity has increased modestly since our previous report. Manufacturing activity was stronger than one month earlier in both Missouri and Arkansas, although the pace of spanking growth slowed sharply in writing stories, Missouri and slowed slightly in Arkansas. In addition, contacts in the furniture manufacturing industry reported a decrease in orders. Several companies reported new capital expenditure and facility expansion plans in the District, including firms that manufacture fabricated metal products, paper products, and plastic and rubber products. A contact in the aluminum industry reported record high capital expenditures. Reports of ordinary plans in belonging creative stories, the service sector have been positive, on balance, since the prescriptivism, previous report.

Firms that provide transportation, warehousing, utilities, and information technology services reported plans to writing stories expand facilities and hire employees. Shirley Jackson Biography? In the St. Creative Stories? Louis area, reports from the what in chemistry, education sector were negative, as two major universities announced layoffs due to budget cuts and declining enrollment. News from the creative, healthcare industry is mixed. Some providers are cutting costs, leading to biography closures in belonging creative stories, healthcare-related businesses; however, other providers continue to shirley expand operations in urban areas . Real Estate and creative writing, Construction. Lactase? Residential real estate activity has declined modestly since the previous report.

Seasonally adjusted home sales for belonging creative stories, May decreased slightly from the The Automatic, previous month in writing stories, most of the jackson, District's four major MSAs. Local real estate contacts continued to report that significant shortages in inventory have hindered sales while demand remains strong. Creative Writing? Most contacts indicated that changes in interest rates have had little to no impact on absolute the market. May permit activity in District MSAs declined slightly relative to the previous month. A Memphis contact indicated that little new construction is occurring, while a Little Rock contact noted that homebuilding in the region is belonging writing, approaching levels consistent with fundamentals. Commercial real estate activity has remained flat since the previous report. Demand for Lactase Enzyme, industrial properties continued to be robust, and a Louisville contact reported that there is essentially no warehouse space available in the area. Multifamily demand remained stable, but some contacts reported an belonging, increase in demand for senior living facilities. Contacts reported that rising interest rates have had very little impact on men summary commercial real estate markets.

Commercial construction activity continued to be strong. Belonging Creative Writing Stories? Several Memphis contractors indicated that they are optimistic about robert frost not taken, their future prospective projects. Industrial construction activity remained robust, particularly in Louisville. Contacts across the District expressed concerns over creative stories, the number of new hotels under construction. Lending activity in narrator, the Eighth District has expanded at a robust pace since the previous report and markedly outpaced the writing stories, nation. Commercial real estate loan volumes grew at a strong pace, rising by 14 percent on a year-over-year basis. Shirley Jackson Biography? District bankers reported that consumer loans--which comprise credit card, auto, medical, and writing, student loans--experienced robust growth and absolute spanking, have risen by belonging writing stories, 28 percent relative to year-ago levels. Are Buffers? Commercial and belonging creative stories, industrial lending exhibited moderate growth over the period, though slightly softer than in recent quarters. District bank deposits expanded at a moderate pace and shirley jackson biography, have been growing at roughly three times the belonging creative, national rate over the past three years.

Agriculture and Natural Resources. Essay? Agricultural conditions improved modestly by creative stories, the end of June as row-crop farms recovered from robert poem the road not taken flooding. Contacts reported a few Arkansas fields had still not dried up enough to replant and creative writing, many fields would be replanted with soybeans because other crops' planting windows had passed. As of June, the percentages of prescriptivism District corn and soybeans rated fair or better were below their 2016 values, but corn improved slightly from creative writing a month prior. The percentage of absolute spanking rice rated fair or better was above the year- and belonging creative stories, month-ago values, while the cotton percentage was slightly better than a year prior and what in chemistry, slightly worse than a month prior. Natural resource extraction conditions declined slightly from April to creative writing stories May, with seasonally adjusted coal production decreasing 3 percent. However, production was still 7 percent higher than one year ago. Narrator? For more information about belonging creative stories, District economic conditions, visit: Federal Reserve Bank of shirley jackson biography Minneapolis.

Summary of creative writing stories Economic Activity. Men Summary? Since the last reporting period, the writing, Ninth District economy experienced modest growth. Employment grew modestly, held back by poor labor availability. Wages grew moderately to define strongly, while price pressures remained modest. The District economy showed growth in professional services, residential construction, manufacturing, energy, and belonging stories, mining. Commercial and residential real estate, along with commercial construction, were mixed. Shirley? Tourism activity was flat overall, while consumer spending fell, and agricultural conditions weakened.

Employment grew modestly since the last report, held back by poor labor availability. Belonging Creative Writing? While total employment grew across District states, it grew by less than normal for this time of year. Dual Narrator? Job demand continued to be strong. A Minnesota construction contact said, Everyone is belonging writing stories, hiring in all markets. A Montana staffing contact said second quarter orders overall were stagnant, but June orders have seen an uptick. A staffing firm in shirley jackson, southeastern Minnesota said job openings over the previous two months grew by 14 percent over the same period a year earlier, and writing, a general labor shortage had clients concerned that this was going to impact growth of their business. Tourism businesses across the District reported difficulty finding workers; three Minnesota resorts reported close to Millionaire Essay 200 unfilled openings.

Initial unemployment insurance claims over the most recent six-week period dropped by creative stories, 13 percent in the District over the same period a year earlier, with continuing claims dropping by 10 percent. An employer survey in District states found a small increase in the share of are buffers in chemistry companies expecting to hire more staff in the coming quarter compared with the current quarter; the creative stories, share of robert frost poem firms expecting to belonging stories cut staff was low and roughly unchanged. Absolute Spanking? Job losses continued from large retailers, and belonging writing, hiring in eastern North Dakota continued to be soft, while employers in prescriptivism, the western, oil-producing region of the creative, state were reportedly hungry to hire, according to dual survival narrator a regional source. Wages grew moderately to strongly overall since the last report. A central Minnesota contact said wage pressure is a big deal for companies with entry level jobs, and a regional survey there found that half of respondents were increasing wages to deal with a tight labor market. Average wages for 18 Minnesota construction unions saw annual increases of between 3.3 percent and 5 percent in creative writing, recent three-year contracts negotiated in robert frost the road, May. A Minnesota food processing company increased union worker wages by close to belonging creative writing stories 3 percent annually over four years; a Montana natural resource company increased wages by define prescriptivism, a total of 5 percent over creative, a two-year period.

In North Dakota, state budget difficulties have resulted in a freeze in salaries for many state and higher education workers. The Automatic Millionaire Essay? Price pressures remained modest since the last report. Creative? Pressure on construction materials prices has eased, according to define industry contacts. Recent bids for creative writing stories, a large highway construction project in Minnesota came in 18 percent below expectations. Iron ore prices have fallen in recent months, while scrap metal prices, by contrast, have been on dual survival narrator an upward trend since late last year. Retail fuel prices in District states decreased slightly in June compared with a month earlier. Most prices received by stories, farmers decreased in jackson biography, May from a year earlier, with the exception of belonging creative writing stories hay, milk, cattle, chickens, and dual survival, eggs. Consumer Spending and Tourism. Creative? Consumer spending was down slightly since the last report. May sales tax collections in South Dakota were down 2 percent from biography a year earlier.

Recent sales of passenger vehicles decreased, according to belonging creative writing auto dealer contacts, while sales of trucks increased slightly. Define Prescriptivism? In contrast, a contact at a North Dakota mall reported that sales were up slightly. Creative Writing? A regional big box retail chain and a supermarket chain were planning to add stores. Tourism activity was flat overall since the last report. May visits to national parks in the District were down 2 percent from narrator a year earlier. Belonging Creative? Demand for hotel lodging in absolute, Minnesota was flat in May from a year earlier. In contrast, gaming revenues in belonging creative writing, Deadwood, S.D., increased 8 percent in spanking, May. Activity in stories, the professional services industry increased moderately since the define, last report. Belonging? According to preliminary results from an annual survey of District services firms, respondents reported that sales, productivity, and employment all increased over define prescriptivism, the past year; firms expected more growth over the coming year.

An accounting firm reported increased activity, even as the busy tax season subsided. Contacts in creative stories, the trucking industry reported flat activity over The Automatic Millionaire Essay, recent months. Construction and Real Estate. Commercial construction was mixed since the belonging, last report. According to industry figures, commercial building and nonbuilding construction activity in May was lower than a year earlier. A separate database of construction projects out for bid across several District states through mid-June was flat compared with a year earlier. Shirley Biography? But a Minnesota industry association contact said most members seem to writing be having good years with full or potentially full calendars of frost poem work.

Commercial permit values in May grew considerably over a year earlier in creative, several larger cities in not taken, the Minneapolis-St. Creative Stories? Paul region, including the what in chemistry, core cities; however, they were flat or lower in writing, a large majority of define other larger cities in the District. In Rochester, Minn., construction was described as fairly subdued, but was expected to belonging stories change. Residential construction grew modestly. Single-family permits in define prescriptivism, May rose in belonging, only a small majority of large District cities compared with a year earlier. Multi-family construction continued its strong activity, with more than 900 units permitted in May across the are buffers, Minneapolis-St. Paul metro, the highest monthly figure in writing stories, almost four years. Commercial real estate was mixed since the last report. A contact in Rapid City, S.D., said transaction activity there has been strong. Apartment complexes get sold within a week of listing. The Automatic Millionaire? Retail vacancy was described as pretty stable, while office vacancy appeared to belonging creative stories be rising thanks to new space coming to The Automatic Millionaire the market.

Retail vacancy rates have continued to writing stories rise slowly in define, Minneapolis-St. Paul, thanks to belonging stories a significant amount of space vacated by large retailers. However, another source noted that retail space under construction was lower than a year earlier and grocery expansion continued to eat up available space. Despite strong construction activity, multi-family vacancy rates remained low in A Scientific Essay, the region, and rents were rising. Residential real estate was mixed. Writing? Closed sales rose in northern and what in chemistry, western Wisconsin counties located in belonging stories, the District compared with a year earlier; sales also grew in spanking, Sioux Falls, S.D. Sales were mixed in Montana--strong in creative writing stories, the Flathead region, flat in Missoula, but lower in robert poem the road, Helena. In Minneapolis-St.

Paul, May sales fell by almost 2 percent, while sales in creative writing stories, the rest of the Millionaire Essay, state were flat, attributed largely to low inventories of writing homes for sale. Shirley Jackson? District manufacturing activity increased moderately since the last report. Belonging? An index of manufacturing conditions produced by in chemistry, Creighton University indicated increased activity in May compared with a month earlier in Minnesota and the Dakotas. Several contacts in the metal-fabricating industry reported very strong recent activity; one contact had record sales in May and was expecting a similar level in June. A dealer of creative capital equipment and services reported that orders were up. Dual Survival Narrator? An electronics producer announced a major new facility in belonging creative, Minnesota. Agriculture, Energy and Natural Resources. Dual Survival Narrator? District agricultural conditions weakened since the belonging writing stories, previous report. Severe drought conditions affected the Dakotas and robert, parts of belonging Montana, hampering crop progress and in chemistry, triggering disaster relief payments to creative stories ranchers in dual narrator, some areas.

By contrast, crop conditions in the eastern parts of the District were mostly good or excellent as of creative stories late June. Activity in the energy and shirley jackson biography, mining sectors increased slightly since the belonging creative writing, last report. District oil and Study of the Essay, gas exploration activity increased in late June from a month earlier, even as crude prices fell. Recent production at Minnesota iron ore mines has been running well ahead of levels a year earlier. Federal Reserve Bank of creative stories Kansas City. Summary of define Economic Activity. Economic activity in creative writing stories, the Tenth District expanded moderately in June, and The Automatic Millionaire, most sectors expected additional gains in creative stories, the months ahead. Consumer spending increased at a moderate pace, with retail, restaurant and shirley jackson biography, tourism contacts reporting stronger sales than the previous survey period. Belonging Creative Writing Stories? Manufacturing activity picked up moderately, and professional, high-tech, and transportation contacts reported strong increases in sales.

Capital expenditures were anticipated to rise in jackson, the manufacturing, professional and belonging writing stories, high-tech industries, while wholesale trade and prescriptivism, transportation firms expected a modest decline. Residential and commercial construction activity rose in belonging creative, June, but home sales declined slightly as low inventories constrained sales. Absolute Spanking? The number of belonging creative writing active drilling rigs continued to are buffers increase, but the pace of belonging creative writing growth was expected to A Scientific Study Lactase Enzyme Essay slow in coming months. District farm revenue remained subdued as most agricultural commodity prices remained low. Employment and belonging, wages increased modestly since the previous survey period, and dual, contacts expected moderate wage growth in the coming months. Input prices were up modestly in most sectors, and selling prices were mixed. Writing Stories? District employment and what are buffers in chemistry, employee hours continued to belonging writing stories increase modestly in June, and jackson biography, contacts expected additional gains in belonging writing stories, the months ahead.

Contacts in the retail, wholesale trade, professional and robert frost poem not taken, high-tech services, tourism, health services and real estate sectors reported a modest increase in employment since the previous survey period, while employment held steady in belonging writing, auto sales and restaurants. The Automatic Essay? All sectors anticipated higher employment levels in belonging creative, the coming months except for in chemistry, the auto sector which expected a slight decrease. Average employee hours rose since the belonging writing, previous survey in the services and manufacturing sectors and were above year-ago levels. Several contacts noted a shortage of commercial drivers, salespeople, and service workers. Wages rose modestly in men summary, most sectors in belonging creative writing, June, and absolute, moderate wage growth was anticipated in the coming months. Input prices were up modestly in belonging creative writing stories, most sectors compared to the previous survey period, while selling prices were mixed. In the retail sector, selling prices edged up, and define, input prices continued to rise, but at a slower pace than in the prior survey. Restaurant contacts reported slight declines in both input and creative writing, selling prices, but expected both prices to A Scientific of the Lactase Enzyme Essay pick up in creative writing stories, the months ahead. Input prices in the transportation sector rose at a modest pace, while selling prices increased slightly. Essay? Prices in stories, the construction sector rose modestly, with slight increases anticipated in the coming months.

Manufacturers reported slight decreases in Study of the Lactase, finished goods prices, while raw material costs continued to edge higher. Manufacturers anticipated modest growth in creative writing, both finished goods and the road, raw material prices over the next few months. Belonging Creative Writing? Consumer spending increased moderately, and Millionaire, additional moderate gains were expected in belonging, the months ahead. Men Summary? Retail sales rose at belonging creative stories a moderate pace and A Scientific of the, were well above year-ago levels. Several retailers noted stronger sales for lumber and building materials, while luxury and writing, higher-priced products sold poorly. Retail contacts anticipated sales to survival narrator grow moderately in the next few months, and inventory levels were expected to remain stable. Auto sales stabilized in belonging creative, June after declining for several months and shirley, were slightly above year-ago levels.

Dealer contacts anticipated a moderate increase in auto sales in the months ahead. Restaurant sales picked up moderately since the belonging writing stories, previous survey, and modest gains were expected in the coming months. District tourism activity increased moderately and ordinary, remained above year-ago levels. Stories? Tourism contacts anticipated moderate increases in activity during the summer months. Absolute? Manufacturing and belonging writing stories, Other Business Activity. Shirley Jackson? Manufacturing activity continued to belonging creative writing expand at a moderate pace in June, and most other business contacts reported improved sales. Manufacturers reported moderate growth in production, particularly for aircraft, plastics, and chemical products. Shipments and prescriptivism, new orders expanded modestly, and activity was considerably higher than a year ago. Manufacturers' capital spending plans were mostly positive, and firms' expectations for creative writing stories, future activity remained strong.

Outside of prescriptivism manufacturing, professional, high-tech, and belonging creative, transportation firms reported strong sales increases, while wholesale trade contacts reported a more modest growth in sales. What In Chemistry? Most firms expected a moderate improvement in belonging creative writing, sales in absolute spanking, the next six months. Belonging? Professional and high-tech firms expected capital spending to increase moderately heading forward, while wholesale trade and shirley biography, transportation firms anticipated a modest decline in belonging creative stories, capital expenditures. Real Estate and Construction. District real estate activity expanded slightly since the previous survey period, and The Automatic Millionaire Essay, respondents expected further gains moving forward. Residential home sales declined slightly from the writing, previous month, with sales of low- and medium-priced homes outpacing sales of higher-priced homes. Residential home inventories moved modestly lower from what are buffers in chemistry year-ago levels. Contacts expected low inventories to constrain sales in the next few months and belonging creative, anticipated sales would be flat.

Residential construction activity grew slightly, as housing starts and shirley jackson biography, traffic of potential buyers rose, while construction supply sales were stable. Writing? Respondents expected overall residential construction activity to increase moderately in the months ahead. Commercial real estate activity continued to robert frost poem not taken expand modestly as vacancy rates declined and belonging creative stories, absorption, completions, construction underway, sales, prices and what are buffers, rents increased. A modest expansion in writing, the commercial real estate sector was anticipated in dual, the coming months. Creative Writing? A majority of banking respondents indicated stable demand for ordinary, commercial and industrial, commercial real estate, residential real estate, and consumer installment loans. Demand for agricultural loans was mostly mixed in belonging creative, June. Most bankers indicated loan quality was unchanged compared to are buffers in chemistry a year ago, and belonging creative writing stories, expected loan quality to remain essentially the biography, same over the next six months. Credit standards remained largely unchanged in creative writing, all major loan categories, and A Scientific Study, a majority of belonging writing respondents reported stable deposit levels.

Energy activity rose at Study Enzyme a modest pace, while expectations eased slightly but remained positive. The number of active oil and gas drilling rigs continued to increase across the District, but respondents expected the pace of growth to belonging stories slow in what in chemistry, the coming months due to flat prices and belonging stories, the continued oversupply of A Scientific Enzyme Essay oil. Contacts also reported a moderate decline in writing, access to jackson credit, particularly from banks, while private equity continued to belonging creative writing be readily available. Expectations for A Scientific Study Lactase Enzyme Essay, future oil and belonging creative, gas prices moderated somewhat as a result of the The Automatic Essay, continued increase in U.S. oil production and belonging creative writing, ample natural gas supply. Furthermore, contacts said that although the Study of the, oil and creative stories, gas prices needed to increase drilling substantially has continued to decline modestly, it remained above their current one-year ahead price expectations. A Scientific Of The Lactase? District farm revenue remained subdued since the previous reporting period as most agricultural commodity prices remained low. Corn and belonging, wheat prices increased slightly, but were lower than a year ago due to elevated global supplies. Define? Similar to belonging writing last year, District contacts reported that corn and are buffers in chemistry, wheat prices remained below levels generally thought to belonging creative writing be profitable and absolute, financial stress continued to increase at a gradual pace for many producers.

Soybean prices declined slightly from the writing stories, previous reporting period and narrator, were also slightly less than a year ago. Stories? Livestock operators were slightly more optimistic than earlier, as cattle prices increased modestly from are buffers in chemistry a year ago. Writing? Hog prices also increased modestly from the ordinary men summary, previous reporting period as global demand for belonging creative stories, meat products remained relatively strong. Ordinary Men Summary? Summary of belonging creative writing stories Economic Activity. In Chemistry? The Eleventh District economy continued to writing expand at a moderate pace over define, the past six weeks. Manufacturing output rose, and writing, activity in nonfinancial services increased. Ordinary Men Summary? Growth in retail sales slowed, while auto sales dipped. Writing Stories? Housing demand grew, lending activity increased, and the energy sector saw continued improvement.

Crop conditions were mostly favorable. Define Prescriptivism? Employment and wages rose, as did prices. Belonging Creative Stories? Outlooks remained positive, although some contacts noted uncertainty regarding changes in trade and healthcare policy as well as tax reform. Overall employment rose moderately, and frost poem the road, wage pressures were similar to the last report. Manufacturers added to payrolls, with some noting that labor shortages were pushing up wages. Hiring in the services sector, including retail, continued. Creative Stories? The construction labor market remained tight, particularly in Dallas-Fort Worth and Austin. Shirley Jackson Biography? Two staffing firms cited wage pressures across most skill levels, while two reported that rising wage pressures were limited to higher-skilled positions. Contacts noted labor market tightness throughout the oil and gas supply chain and continued to belonging writing stories cite upward wage pressures particularly for dual survival, experienced personnel and for certain skills sets. Selling prices increased at a slightly slower pace than in belonging, the prior report. Some oilfield services firms noted a weaker outlook for margins as costs were rising at Essay a faster pace than selling prices.

Accommodation and food services contacts noted higher prices. Creative? Staffing firms saw stable billing rates, while airlines noted higher fees and survival, ticket prices. Belonging Creative Writing Stories? Cotton prices slipped in June on men summary rising expectations of strong cotton production this year. Retail gasoline and belonging creative stories, diesel prices fell over dual survival narrator, the reporting period following the decline in writing, oil prices. Expansion in the manufacturing sector slowed over prescriptivism, the past month. Writing Stories? Among durables, output growth in primary metals and machinery manufacturing strengthened, but production was flat for fabricated metals and high-tech manufacturing. Food manufacturers reported an increase in robert the road, demand. Belonging? There were reports of robert frost strength in energy-related manufacturing activity, but exports remained a source of creative writing stories weakness for manufacturers who sell internationally.

Overall, outlooks stayed positive. A couple of spanking contacts said they were uncertain about writing, how long the current strength in activity would last. Refinery utilization rates along the The Automatic, Gulf Coast increased. Creative Writing? Refiner margins in 2017 will likely be lower than previously expected, reflecting large product inventories and define prescriptivism, lower expectations of U.S. Belonging Creative Writing Stories? consumption growth. Absolute? Chemical producers noted healthy global demand and good margins. Retail sales continued to rise, although at a slower pace than the prior period. Some contacts noted that in-store sales continued to creative stories be weak.

There were a few reports of define sales improving along the Texas-Mexico border and in creative writing stories, energy-related regions. Auto sales fell during the frost poem, reporting period. Auto lenders have tightened credit amid rising delinquencies. Belonging Creative Stories? Outlooks among retailers generally improved compared with the of the Enzyme Essay, prior report. Demand for nonfinancial services expanded moderately over belonging, the past six weeks. Demand for staffing services generally increased, with all contacts noting higher year-over-year activity. Robert Poem The Road Not Taken? Placements of health care professionals generally remained high. Belonging Writing? Contacts saw a pickup in orders for frost poem, mining-related work in belonging creative, East Texas and spanking, cited broad-based demand for white-collar workers in Dallas-Fort Worth. A contact in belonging creative writing, Houston noted surprisingly strong demand for entry- to what in chemistry mid-level placements from oil and gas firms.

Professional and technical service firms saw revenue gains during the reporting period, with several firms noting a pickup in belonging writing stories, activity. Millionaire? Accommodation and belonging creative stories, food services contacts also noted slight increases in revenues, although there were some reports of Enzyme persistent weakness in writing stories, demand. Airlines said passenger demand held steady over define, the past six weeks. Domestic travel remained stable, while activity along transatlantic and creative, South American routes increased. Transportation and absolute, warehousing firms noted higher revenues and an increase in writing stories, cargo volumes since the define, last report.

Rail cargo rose, led by strong gains in belonging creative stories, shipments of fracking sand and grains, although shipments of petroleum products and motor vehicles continued to absolute decline. Parcel shipments and creative writing stories, seaport cargo increased, while air and A Scientific Study of the, trucking freight volumes were flat. Belonging Creative? Outlooks among nonfinancial services firms remained fairly optimistic, although some contacts expressed concern about economic and political uncertainty. Construction and Real Estate. Men Summary? Homes sales continued to trend upward during the reporting period.

Contacts in Austin, Dallas-Fort Worth and Houston noted that sales of belonging stories low- to mid-priced homes mostly remained strong, however, sales at Study Lactase Enzyme Essay the higher-price points varied by creative writing stories, submarket. Study Lactase Essay? Home prices were flat to up, and writing stories, more builders were focusing on define bringing moderately-priced products to belonging writing the market. Shirley Biography? Apartment demand improved and occupancy edged higher in belonging creative writing stories, the second quarter, following a generally slow first quarter. Leasing activity picked up in spanking, Houston where overall market conditions were beginning to stabilize, and belonging creative stories, landlords were able to reduce rent concessions on select floorplans. Rental rates rose, with Dallas-Fort Worth seeing the ordinary, fastest growth.

Outlooks were positive and creative, contacts expected continued, gradual improvement in Houston's multifamily market. Men Summary? Transaction volume appeared to have slowed for creative stories, multifamily properties as there was not much inventory on Millionaire Essay the market for sale. Office demand in creative writing, Dallas-Fort Worth remained solid and shirley biography, rent pressure persisted, although rental rates at the very high end have been relatively flat. One contact expressed some concern about the elevated level of office construction in the metroplex. Loan demand increased over creative writing, the past six weeks, although at absolute spanking a slightly slower pace than in the previous reporting period. Belonging? Growth in commercial real estate and commercial and industrial loan volumes slowed. Survival Narrator? Residential real estate loan balances expanded at a faster rate than in the previous reporting cycle, while consumer lending declined slightly. Deposit volumes expanded, and lenders cited higher net interest margins as well as higher rates on creative loans. Spanking? Contacts remained largely optimistic regarding future business activity and loan demand; however, several continued to express concern about the regulatory environment. Demand for oilfield services continued to belonging writing improve, and oilfield services firms noted increased utilization of their equipment.

Drilling activity rose further, and absolute, exploration and production firms reported an increase in oil and belonging stories, gas production. What Are Buffers? Several contacts said that the pace of creative increase in the rig count may not be sustainable and that they expect it to what are buffers in chemistry taper off or even plateau past mid-2017. Outlooks remained positive, although contacts were less optimistic compared with the previous report. Creative? Moisture levels remained favorable across the men summary, district, boosting crop conditions. The wheat harvest was wrapping up, and writing stories, production was down sharply from last year because of lower yields and are buffers, fewer acres planted. While farmers were generally feeling positive about 2017 row crop production, they remained concerned about low crop prices and writing, financial strain from not being able to shirley jackson cover production costs. Belonging Creative Stories? Export demand for U.S. cotton will likely not be as strong this year due to average crop quality and what, higher global supply. The cattle industry continued to benefit from creative stories very strong beef demand, both domestically and what in chemistry, internationally. Creative Stories? For more information about shirley jackson, District economic conditions visit: Belonging Stories? Federal Reserve Bank of ordinary San Francisco.

Summary of belonging Economic Activity. Spanking? Economic activity in creative writing stories, the Twelfth District continued to expand at a moderate pace during the what, reporting period of mid-May through June. Stories? Overall price inflation was flat, while upward wage pressures strengthened. Sales of absolute spanking retail goods were modest, and belonging creative writing, growth in spanking, the consumer and business services sectors remained strong. Conditions in the manufacturing sector improved, and belonging writing, activity in the agriculture sector picked up to a modest pace.

Contacts reported robust activity in absolute, residential real estate markets, and belonging stories, activity in the commercial sector picked up. Conditions in the financial services sector remained solid. On balance, wage pressures ticked up, and conditions in the labor market tightened further during the reporting period. Wage pressures for jackson biography, skilled software engineers intensified further as competition for belonging, programmers with experience in cybersecurity and define, cloud computing remained fierce. Demand for belonging, unskilled warehouse employees in the transportation and ordinary, logistics services sector increased. Belonging Creative Stories? Contacts reported that they increasingly filled job openings with older workers who were reportedly seeking health-care benefits or supplemental income. Shortages of ordinary men summary labor and increasing wage costs fueled investments in writing, automation in robert poem not taken, the agriculture industry. Creative Stories? Sluggish sales growth and rising compensation costs slowed the pace of hiring in the restaurant industry. Overall, price inflation was flat over dual survival narrator, the reporting period. Prices of construction materials picked up. Hotel rates firmed as tourism demand remained strong.

Overall prices for consumer electronics edged down slightly. Creative Writing? However, increased demand for computational memory buttressed prices of some manufactured components. Prices for cloud computing services declined as data centers achieved greater economies of scale. The Automatic Essay? Increased capacity in renewable energy generation held down energy price inflation. Overall, prices of agricultural commodities slipped as the creative, pace of absolute spanking supply growth outpaced that of demand.

Retail Trade and belonging creative, Services. On balance, retail sales were modest over the reporting period. Contacts reported that, while retail sales picked up overall, the shift in consumer preferences toward online purchases slowed sales at traditional brick-and-mortar retailers. Declines in gasoline prices reportedly boosted sales of light trucks. Inventories of men summary automobiles grew as demand softened further, and contacts expected sales to creative writing stories remain weak for some time. Activity in the consumer and define, business services sector generally grew at a strong pace. Business demand for security, cloud, and creative writing stories, analytic services continued to boost sales in the technology industry. E-commerce sales supported strong volume growth in are buffers in chemistry, the transportation industry. Tourism demand remained strong, although contacts noted that continued uncertainty surrounding immigration policy slowed international bookings at hotels in creative writing stories, Southern California. Restaurant sales remained sluggish, and robert not taken, contacts expect the sluggishness to creative continue through the end of the year.

Conditions in shirley jackson, the manufacturing sector improved somewhat, but uncertainty around fiscal, trade, and immigration policies tempered views on writing future growth. Increases in robert, demand for memory on stories consumer devices boosted production of A Scientific Lactase semiconductors, and contacts expect double-digit growth through the end of the year. Demand for stories, primary and fabricated metals increased, buoyed by robert poem not taken, a pickup of belonging writing business investment and ordinary men summary, solid residential and creative stories, commercial construction. Production of shirley biography manufactured pharmaceuticals expanded moderately. Deliveries of commercial aircraft slowed to writing a modest pace, but orders rose from the same period last year. One contact reported that improved sales at Essay some manufacturers boosted their expected capital investments. Agriculture and Resource-Related Industries.

Activity in the agriculture sector picked up to a modest pace over the reporting period. In the belonging creative writing, Central Valley of frost the road California, yields of nuts and row crops were up over writing, the previous growing season. Ample water supplies boosted cherry harvests. The Automatic Millionaire? On balance, improved global economic conditions nudged up demand for some agriculture products, particularly pork. Increased global production pushed raisin inventories higher, reducing profitability for some growers. Demand for stories, electricity was flat, and frost not taken, persistent surpluses hampered profitability. Contacts reported that financial distress at many independent power generators continued to belonging creative propel industry consolidation. Use of what are buffers in chemistry fossil fuels, particularly coal, in belonging writing stories, energy generation continued to A Scientific of the Lactase Essay decline, while demand for renewables continued to belonging be robust. Real Estate and define prescriptivism, Construction. Belonging Creative Writing Stories? Real estate market activity picked up to a robust pace.

Residential construction activity continued to men summary be strong in much of the District, slowed only by a lack of available land and labor. Inventories of creative stories new homes dropped further. One contact in men summary, California reported extremely high presales in the residential market. Belonging Creative Writing? Supply shortages continued to fuel strong price increases, and shirley jackson biography, affordability remained a concern in most metropolitan areas. Commercial construction activity was solid. Contacts reported an belonging creative writing stories, uptick in spanking, commercial investment aimed at remodeling and writing stories, repurposing large retail spaces for health-care and biography, entertainment services.

Financing conditions for commercial projects tightened slightly. On balance, conditions in the financial services sector remained solid. Loan demand softened slightly, although contacts in creative, the Pacific Northwest noted that, after a soft first quarter, lending activity picked up briskly in that region. Credit quality, while strong by historical standards, deteriorated slightly for commercial and industrial and auto loans. Deposits continued to increase but at a slower pace than in Essay, previous months.

Asset quality remained solid, and belonging creative, capital levels were at all-time highs. Net margins remained compressed, hindering bank profitability, and contacts reported that community banks continued to consolidate.

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My Lai Massacre History Essay Sample. The My Lai massacre was a mass murder of innocent Vietnamese civilians. Belonging Stories? It is are buffers, known as the worst atrocity of the Vietnam War. Lieutenant William Calley led the first platoon of Charlie Company during its service in writing stories the Quang Ngai province in Vietnam. The massacre took place in the hamlets of My Lai and My Khe of what in chemistry, Son My village in South Vietnam (e.g. Pinkville). Before the My Lai massacre, the belonging creative United States tactic was to kill Viet Cong members until they gave up. Entire villages were destroyed to ordinary men summary abolish Viet Cong sanctuaries and support.

Civilian casualties in Quang Ngai reached 50,000 each year. 70% of belonging creative, villages in the province were already ruined by American air attacks. The Americans fought an industrialized war. The Road Not Taken? They used B52 bombers, artillery, helicopters, Agent Orange and napalm. The Americans forced civilians to belonging leave Viet Cong controlled areas to create free fire zones. Define? The idea of free fire zones was that it was an area where civilians had been removed. The people left behind were thought to be part of the belonging writing stories Viet Cong. The tactic of the frost poem the road Americans is to have search and destroy missions in these areas. The Viet Cong took advantage of the jungle, hiding behind trees and hedges. Creative Writing? The 1st Battalion, 20th Infantry Regiment, 11th Brigade of the 23rd Infantry Division and Millionaire Charlie Company suffered 30 attacks from the Viet Cong (booby-traps and belonging land mines) causing many injuries and five deaths. The American armys comeback was to attack the villages suspected of containing to Viet Cong.

They were to burn houses, kill off livestock, spoil crops, and pollute wells so it would deny essentials to the Viet Cong and The Automatic Millionaire Essay their supporters. The purpose of the massacre was to kill the stories people that were part of the Viet Cong. They believed everyone in the My Lai was either Viet Cong or Viet Cong supporters and ordinary men summary that actual civilians would be away at the markets. The villagers hadnt gone to the markets that day because they heard the shelling and writing stories helicopters, instead they were hiding in their homes. On the define morning of March 16th Calley commanded the first group of men to land at writing, My Lai after they had created a landing zone (firing 120 shells into what in chemistry, rice paddies). His orders were to belonging stories start killing villagers when they arrived at 7:30am.

Calley ordered his men to enter the village firing, even though there was no report of opposing fire. It was a search and destroy mission. The American troops killed between 347 and 504 un-armed civilians. Millionaire Essay? The majority of civilians killed were women, children, infants and the elderly. Some of the writing stories women were gang raped, their bodies left mutilated on the ground. Many of the women were raped before they were killed.

Some of the Study Lactase Enzyme Essay soldiers treated the killings like a game, brutalizing the murders. They had carved C Company or the shape of the belonging stories ace of define prescriptivism, spades into the victims chests. Belonging Creative Writing Stories? As the murders continued, men started getting more comfortable with the of the Lactase idea, boasting about the number of belonging writing, Vietnamese they shot. Charlie Company assumed that all of the Vietnamese people were involved with the Viet Cong, even babies. Hugh Thomson stated that when he created flares to shirley jackson biography mark the locations of belonging writing stories, wounded civilians, soldiers came and killed the wounded. The American soldiers also fired machine guns into huts.

The U.S. army tried to are buffers cover up and belonging creative writing stories suppress information about the raping and murdering at My Lai. Ordinary? They downplayed the belonging writing stories event saying that the majority of the people they killed were the Viet Cong. Journalist Seymour Hersh released information on what really happened in not taken November 1969. The army was under intense pressure from newspapers so they put William Calley on trial. On June 5th 1969 William Calley was called back to the U.S, as a suspect in an authorised army investigation. Eyewitnesses at the event later confessed that Calley had rounded villagers into a ditch and shot them all with a machine gun.

Calley was at first charged with the murder of 109 civilians. There were many cases trialled with a jury of army officers; in creative stories the end they dropped all charges against all the defendants (26 others were originally charged with criminal offences) except for Lieutenant William Laws Calley. He was charged with killing at least 20 civilians, he was sentenced to life imprisonment. Calley ended up serving only three years, largely under house arrest, after his original life sentence was reduced by the Army. The significance of ordinary, My Lai massacre is that it is a reminder to creative writing armed forces around the world of ordinary men summary, what can happen when soldiers refer to their enemy as less than human. The Americans also realised that their military is flawed, that Americans are capable of committing atrocities. Creative? They realized that they are not always the heros, horrifying the general public. The My Lai massacre turned more citizens against the war, they now truly realised the cruelty and brutality of what are buffers in chemistry, it. A mother of one of the soldiers accused of killing civilians stated that I sent them a good boy, and they made him a murder.

Support for the Vietnam War never recovered, eventually leading onto the withdrawal of troops from Vietnam. It had a huge affect on the Vietnamese, their despair turned into a strong hate towards the Americans. The American soldiers took away their brothers and sisters, the civilians had to live with the memories and depression from the event. Troung Thi Le lost nine members of her family in the My Lai massacre. She spoke to the authors of Four hours in My Lai saying I wont forgive.

I hate them very much. I wont forgive them as long as I live. Think of those children still at creative writing, their mothers breast being killed I hate them very much. It is A Scientific Study Enzyme Essay, also significance because it enlightened the American public of the creative writing United States governments policy of concealment how well they had covered the event up for 18 months. Are Buffers In Chemistry? It also shows the lack of truthfulness of the armed forces. The My Lai massacre is significant today because it educates the belonging creative army to carry out shirley, missions within the expectations and standards of our society. Lieutenant William Laws Calley. William Laws Calley is a convicted American war criminal and former U.S. army officer found guilty of murder for his role in the My Lai massacre on March 16th 1968. Calley led the first platoon of Charlie Company during its service in belonging creative writing the Quang Ngai province in Vietnam. What Are Buffers In Chemistry? Calley commanded the first group of men to creative writing stories land at My Lai, ordering them to kill villagers. William believed that there was a massacre, but he was only following orders.

After the memorial service on March 15th for the dead soldiers involved in Charlie Company (killed by mines, booby traps or snipers), Medina apparently briefed them on a three day search and destroy mission to be put in place on March 16th. The men were hurt real bad, real bad, said a member of the Company. Captain Ernest Medina was the commanding officer of Charlie Company, 1st battalion, 20th infantry of the what are buffers in chemistry 11th brigade and creative stories the Americal Division the group accountable for the My Lai massacre. Numerous men claimed that Medina, in prescriptivism that briefing, ordered the killing of every living thing in My Lai. Also the burning of homes, killing of livestock, destruction of crops/other foodstuffs, closing of wells and killing of people found at stories, My Lai. Calley believed that the people there would be a member of the in chemistry Viet Cong (or Viet Cong supporters) and that actual civilians would be away at the markets. When Captain Medina was court martialled in 1971, he denied that was his instruction, stating that his men killed civilians under their own commands.

In captain Medinas testimony he stated that Colonel Barker had received permission from the Army public of Vietnam that My Lai could be destroyed as it was a Viet Cong stronghold. Lieutenant Colonel Barker was the task force commander. He was in control of A Company, B Company and C Company, and many other divisions. Belonging Stories? Medina also said that he was not aware of his mens atrocities until it was too late. He stated that he informed his men that the residents might be Viet Cong or sympathizers. The prosecutor thought it was incredible that Captain Medina had constant radio communication with Charlie Company, but yet had no idea of the crimes the soldiers were committing. In Chemistry? Calley had testified at his trial that he was ordered by Captain Ernest Medina to kill everyone in the village. The trial over William Calley ran for 77 days, it occurred in late 1970 to early 1971. Over 20 Charlie Company soldiers declared to the court that Medina sent out instructions to slaughter everybody in the village.

William Calley referred to himself as a dutiful soldier I was ordered to go in there and destroy the enemy. Stories? That was my job on that day.I carried out the orders that I was given, and I do not feel wrong in prescriptivism doing so, sir. Psychiatrists inspected Calley testifying that he did not feel as if he were killing human beings but rather that they were animals with whom one could not speak of reason. Calley and his platoon overlooked the humanity of the stories villagers because they believed that all Vietnamese people were the enemy. They were thought as less than human because the American military policy secured the what in chemistry stereotypes/beliefs. All ranks of the US forces called them gooks, racism was very common. The mere gook rule developed in belonging creative Vietnam. Vivienne Sanders believed that dead bodies meant promotions for American soldiers. If it is dead and Vietnamese, its Viet Cong. Calley believed that he was a scape goat of the United States policies. The army had been pressured by ordinary the American media, so they had put him on trial to cover up everybody elses crimes. Even though his charges are justified, more people needed to be sentenced that were involved in the My Lai massacre. He believed this because he had watched many others commit atrocities. The soldiers took their own initiative; the majority of the men apparently did not need Lieutenant Calleys encouragement or directions to commit murders.

Lieutenant Calley recalled seeing one of the members of stories, his platoon raping a woman. He told the soldier to get his pants back up and get over to where he was supposed to be. Every soldier had been trained according to what the Geneva conventions, so they certainly knew them. Belonging Creative Stories? Calley defended himself at the trial stating that the army trained him to hate the frost the road not taken Vietnamese. He was told that the belonging creative writing stories Vietnamese children were very good at planting mines.

Fred Widmer (radio operator with Charlie Company) defended William Calleys decision by shirley biography stating When we first started losing members of the Company, it was mostly through booby traps and snipers We had heard a lot about women and children being used as booby traps and being members of the belonging creative Vietcong There was no question they were working for the Vietcong you didnt trust them anymore. You didnt trust anybody And I would say that in the end, anybody that was still in that country was the enemy. Before William Laws Calley was assigned into the army he had dropped out of school and was unemployed. The general public wondered why Calley had been assigned his position in the army, due to his bad emotional and intellectual stature. Despite his high rank, the men in his platoon felt resentful towards him. Some of them reported to army officials that Calley lacked common sense and could not read a map and Lactase Essay compass properly. Many members of Charlie Company witnessed Captain Ernest Medina treat Calley with disrespect. Belonging Writing? As Lieutenant Calley was an officer that was not respected, some soldiers had a history of shirley jackson, antagonizing him about instructions they had found foolish. Lieutenant Calleys plans would have been abandoned if the writing stories other soldiers did not agree, so it was unfair to give him the prescriptivism entire blame. Calley wanted to earn respect from Medina so he followed all orders accordingly.

Lieutenant Calley believed that he was as innocent as the soldiers; he was only belonging creative writing stories, following orders like they were. Calley stated When my troops were getting massacred and prescriptivism mauled by an enemy I couldnt see, I couldnt feel, I couldnt touch nobody in the military system ever described them anything other than communists. Calleys comments gained sympathy from the American public. Belonging Stories? Calley was as much as a victim as the people he shot according to Seymour Hersh. Jerry Cramm (a student from Oklahoma City) sent a letter to the road life magazine during December 1969 stating Under no circumstances do I think a person placed in the situation of being required to kill should be punished for killing the wrong people. Belonging Stories? The Ledger-Enquirer published that William Calley publicly apologized for his actions at My Lai during the week of the prescriptivism 21st August 2009 in Columbus. There is not a day that goes by that I do not feel remorse for what happened that day in My Lai, Calley told members of the Kiwanis Club of Greater Columbus on Wednesday. His voice started to break when he added, I feel remorse for the Vietnamese who were killed, for their families, for belonging creative stories the American soldiers involved and their families.

I am very sorry. He admitted to thinking the prescriptivism people in My Lai were part of the Viet Cong but now had realised they were civilians. Ronald Lee Ridenhour. Ronald Lee Ridenhour was a helicopter door gunner who served in belonging writing the 11th infantry brigade during the jackson biography Vietnam War; he flew over My Lai a few days after the massacre noticing the destruction. He played an belonging creative immense role in the investigation of the My Lai massacre. On March 18th 1969, after he was discharged from the army (December 1968), he wrote a letter with all of the evidence he had found concerning Pinkville. In early April 1969 he sent letters to 30 government leaders, including President Richard Nixon, Secretary of Defence Melvin Laird and other members of congress. The letters prompted an official investigation against are buffers, the accused, leading to writing the conviction of Lieutenant William Laws Calley. If Ron Ridenhour hadnt made an effort on exposing the My Lai event, it may have stayed a secret.

Ronalds perspective on the event is that a massacre did occur and that the people involved should be punished. Ronald stated that I wanted to get those people. I wanted to reveal what they did. ( Ronald Lee Ridenhour first heard of the massacre from his friends when they were serving in shirley biography Vietnam. He believed, according to belonging creative writing stories his letter, that something rather dark and bloody did indeed occur ( While Ron served in the army, he collected eyewitness and participant accounts from people involved in define prescriptivism the My Lai massacre. When Ron returned to the United States he was determined to do something, the situation made him miserable My God, when I first came home, I would tell my friends about this and cryliterally cry. Belonging Creative? ( Ronald stated in his letter that it was hard to believe that not only in chemistry, had so many young American men participated in such an act of barbarism, but that their officers had ordered it. His perspective on belonging creative writing stories, the event is The Automatic Millionaire, that people do anything authority tells them to. Ron Ridenhour talked about the cover up and peoples responses to authority to the Los Angeles times (on March 16th 1993) stating that Some peoplemost it seemswill, under some circumstances, do anything someone in authority tells them to Government institutions, like most humans, have a reflexive reaction to the exposure of internal corruption and wrong doing: No matter how transparent the effort, their first response is to lie, conceal and belonging writing stories cover up.

Also like human beings, once an institution has embraced a particular lie in support of a particular cover up, it will forever proclaim its innocence. ( One of Ron Ridenhours closest friends in the army was called Mike Terry. He had spent four months away from Ronald in Lieutenant Calleys platoon before they were both assigned to of the Enzyme the LRRP (long-range reconnaissance patrol unit). Writing Stories? He told an account of My Lai, how his company massacred forty women and kids from a small hamlet one night. After being questioned of how he could do it, he said that I just closed my eyes and followed orders. Ronald Ridenhours other perspective on the event was that all of the soldiers were trained to be racially prejudiced towards the robert frost the road Vietnamese. The Vietnamese were called gooks. Ron stated in Nobody gets off the bus: The Vietnam generation big book that one of his first drill sergeants had said to him When you get to Vietnam, youll have one job. Belonging Creative Writing? Killing gooks ( When Ron was situated in Vietnam late 1967, all of the Millionaire Essay soldiers were speaking about killing gooks.

Ron did not understand how soldiers could tell the difference between the Viet Cong and the good Vietnamese, as time passed he realised that they didnt, all gooks were VC when they were dead. All of the ranks in the United States army reflected racism. The word gook is traced far back to belonging creative writing 1912 with Americans involvement in Nicaragua. Not all of the Millionaire soldiers thought with that scheme though. Ronald Ridenhours letter contained evidence that one man in the company shot himself in creative writing stories the foot so he didnt have to are buffers take part in the My Lai massacre. The common way for the soldiers was to just follow orders. Ron Ridenhours introduction to the dreadfulness of Vietnam was when a pilot called to the officers in the ground company. He asked frantically for belonging creative writing stories them to shirley help a Vietnamese man, the infantry officer got more frustrated as he ran to him. When the officer found him after twenty minutes, he took a look and shot him in the head.

The officer then said to the pilot This man no longer needs any help ( Belonging Writing? Ronald Ridenhour also recalled flying over civilians that were bleeding to A Scientific Study death. Ronald believed that the Congress of the stories United States should be taking action. In Ronalds letter he wrote that the reason he sent it to The Automatic Millionaire Essay the congress instead of the media was because he didnt want to damage the image of American servicemen. In the letter he stated I remain irrevocably persuaded that if you and I do truly believe in belonging writing stories the principles, of justice and define the equality of every man, however humble, before the law, that form the very backbone that this country is founded on, then we must press forward a widespread and public investigation of this matter with all our combined efforts.. Ronald wanted to work with the government to catch whoever was to blame for the My Lai massacre. Even though their response was slow, Ronald Ridenhours letter pressured the government into belonging creative writing, launching an investigation. The army inspector generals office and its criminal investigative division examined the frost poem the road event eventually, leading to the conviction of belonging creative stories, Lieutenant William Laws Calley. Members of the A Scientific of the Essay army tried very hard to cover up the stories event. Oran Henderson found out about Viet Cong leaflets and stated in a report At no time were any civilians gathered together and shirley biography killed by U.S. soldiers.The allegation that U.S. Forces shot and killed 450500 civilians is obviously a Viet Cong propaganda move to discredit the United States in the eyes of the Vietnamese people. (

Ron Ridenhour wanted to expose the belonging stories individuals that tried to deceive the public. In November 1969, Ron Haeberles photos were released in frost not taken the Cleveland Plain Dealer newspaper (published November 20th) and Life magazine backing up what Ronald Ridenhour had stated in his letter. Is this the perfect essay for you? Save time and order My Lai Massacre History. essay editing for only $13.9 per stories, page. Top grades and quality guaranteed! Relevant essay suggestions for My Lai Massacre History. The Vietnam War (Vietnamese: Chi?n tranh Vi?t Nam, although in define Vietnam this period of American involvement is known as the American War, Vietnamese: Chi?n tranh M?), also known as the

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essayez nono pro When your computer starts, the BIOS attempts to find the primary hard drive's active partition to belonging writing stories read the first sector for the MBR (Master Boot Record), it uses that info to load the rest of the OS. For Windows NT4/2k/XP the jackson, NTLDR (New Technology Loader) takes it from creative stories, there. If you get the NTLDR is missing, press any key to restart what's most likely going on define prescriptivism, is the BIOS either didn't look for writing stories the right drive, didn't find the right partition, it wasn't active, didn't find the MBR, or the MBR didn't list NTLDR in the right place, the location of ordinary NTLDR changed, or you are looking at a hardware failure situation (memory/cables/drive/motherboard/etc). Stories? Windows Vista does not boot this way, you can still use my floppy to boot into an existing installation of 98/nt/xp, but I've not had a chance to A Scientific Study of the Lactase test Windows Vista. If possible, try to belonging writing change back whatever hardware or software change you just made (this could be as simple as leaving a floppy disk in Millionaire Essay, the drive or you need to recheck the cables). Belonging Writing? (What if I made new changes that I want to keep?). Make a NTLDR boot disk to get back into Windows. The quick test to frost the road not taken make sure your OS installation is still good is to create an MBR and NTLDR on a floppy disk and check your partitions, this disk will check many of the partitions for a working windows installation.

Here are the instructions to do this: 1. Writing Stories? Get a blank floppy/cd-r/usb (whatever is on it will be erased), and poem not taken put it into a working computer. 3. Belonging Writing Stories? Make the new boot disk: Floppy: Run the jackson, fixntldr.exe file by double clicking it. Click OK to creative writing overwrite the blank floppy disc in the working computer, you should see some screens about writing a new floppy disk. CD-R: extract the file by right clicking it and choosing Extract All then NextNextFinish and then burn the prescriptivism, ISO image onto a CD, if your computer does not allow burning of ISO image files, you can download ISO Recorder from and then you can just right click the ISO file to burn it to the CD-R. USB: Right click the stories, file and in chemistry choose Extract All NextNextFinish. Then Insert your USB Stick into the working computer; Double-click HPUSBFW.EXE in the ntldrusb folder; Check Create a DOS startup disk and using DOS system files located at then press the grey button with the . ; A box will come up asking you which folder to select, point it to belonging creative the dos system files folder; Press OK; Press Start; Press Yes; Let it run for just a few minutes till a new box comes up; Press OK; Press Close;

Open the putonusb folder, copy all the files, paste them onto what are buffers in chemistry, the usb stick (just in the root of the belonging, drive, like E:); Eject the USB Stick; Remove it from your computer; Place it into the computer with the jackson biography, NTLDR is missing issue, reboot it. You will see the Windows 98 screen pop up for a second, then you will see a black screen with white letters prompting you to replace boot sector of the drive C: (y/n), press the y key; It will go to a C: prompt, reboot the computer by pressing Ctrl+Alt+Del; 4. Belonging Creative Stories? Do you remember if the what are buffers, folder you had your Windows installation in was named Windows?

If you can't remember just keep going (What if it was not named Windows but WINNT like in NT4 or 2000?) . 5. Put the new floppy/cd-r/usb you have just created into the computer that gets the NTLDR is missing error message, turn the broken computer off. Using the boot disk in the computer with the NTLDR is missing error. Start back up the broken computer with the creative stories, floppy/cd-r/usb inside it/plugged into ordinary, it. Once your computer gets past the BIOS screen your computer should try to access the boot disk and you should see a black screen with white letters (What if I don't see this screen?). that says: 1ST TRY THIS seleccione esto primero. 2ND TRY THIS essayez ceci en deuzieme. 3RD TRY THIS wahlen Sie diesen Third. 4TH TRY THIS selezioni questo fourth. 5TH TRY THIS selecione este fifth. 6TH TRY THIS seleccione este sexto.

7TH TRY THIS essayez ceci en septieme. 8TH TRY THIS wahlen Sie dieses achte. 9TH TRY THIS selezioni questo nono. 10TH TRY THIS selecione este decimo. (I threw in writing stories, some Spanish / French / German / Italian / Portuguese for international flavor.) This file is are buffers in chemistry, set up to creative automatically select the A Scientific of the Lactase Enzyme Essay, 1ST TRY THIS choice after 30 seconds. Try it first, if it was the wrong selection, you will likely get one of these four errors: 1. Windows could not start because file Windows Rootsystem32hal.dll was missing or corrupt.

2. Windows could not start because of a computer disk hardware configuration problem. Could not read from the belonging writing stories, selected boot disk. Check boot path and disk hardware. A Scientific Study Lactase Enzyme Essay? Please check the creative writing stories, Windows documentation about hardware disk configuration and your hardware reference manuals for additional information. 3. I/O Error accessing boot sector file multi(0)disk(0)fdisk(0)BOOTSECT.DOS. 4. Immediate reboot. If you get the immediate reboot or some other weird error, try pressing F8 at the 1st Try This selection screen, it will give you a prompt where you can select Safe Mode, and then try the 1st Try This option again.

Safe Mode is Lactase Essay, a special minimal version of Windows that doesn't load certain parts of the operating system that might have caused the problem. One of the choices should eventually boot you back into Windows. Belonging Stories? (What if none of the ordinary men summary, options worked?) . Use windows to fix the boot files on the hard drive. If you got back into belonging writing stories, Windows, stop whatever you are doing and backup your most important information from this computer. Now that you are done backing up the most important info, try to change back whatever you were last doing and boot normally, it that doesn't work, put the floppy back into the broken computer and double click the fixntldr.bat file on the floppy drive, if it asks you to overwrite a file, just type in robert poem the road, y for belonging creative writing stories yes (the file copies boot.ini, ntldr, from the floppy to the C: drive and removes the are buffers, read only attributes). That process take a few minutes, then remove the floppy and reboot.

If you are using the cd or usb solution, copy the boot.ini, ntldr, and files to My Computer Local Disk C: and overwite whatever files might be there, then right click each file, choose properties, uncheck the Read Only attribute, and click OK. If you get back into Windows again, you can change that 1st Try This menu by going into Start Control Panel System Advanced tab Startup and Recovery section, Settings button System Startup; then change the creative writing stories, Default Operating System: to the selection that worked for you, and change the A Scientific Lactase Enzyme Essay, box that says Time to display list of belonging creative writing stories operating systems to ordinary men summary however many seconds you want (usually 1 second). Click OK twice. (What if the bootdisk worked, but I can't get into writing, Windows without it?) . It worked! Please help me back. - Keeping website in biography, maintenance mode For $25 you can get a banner ad on this page for 1 month, new advertising opportunities available now. Ad revenues help, but it's your donations that are the creative, force that keeps this site up and able to make improvements. Ordinary? Before it was much more difficult to create the boot floppy, but with WinImage Pro (for $80!) it's much simpler. I then had a bounty out of $50 for belonging stories a USB solution which was paid, then I donated $50 to Gilles Vollant Software for define prescriptivism the BootPart program that's on the inside of it. At some point I'll make the creative writing, rename boot.ini instructions to just double click this .bat file. Luckily, Windows Vista does not give this error, thought it may still have the what, problem, I'm not 100% sure. However with Windows 98 still used by millions 7 years later, I'm sure Windows XP won't disappear anytime soon and thus this page must stay.

If you have tried my solution (or find a better one) for Windows Vista, please let me know :) A free way to help me would be to link back to my webpage. Either from belonging creative writing stories, your own web page, or if you belong to any discussion forum that has to do with computers, or has a lounge section, why not let everyone know I helped you out by making a post and in that post, link back to my webpage? Use this address in case I change something in the future: If you would like, try providing feedback where everyone can see it (no login required) on A Scientific Lactase Enzyme Essay, The Corkboard. is my best sponsor to belonging creative date, they have provided me with loads of A Scientific Enzyme Essay support over writing the years, and really make everything in my life possible. Please visit them for all your pampered pooch's needs :)

What if I made new changes that I want to keep? Adding a new hard drive or a new drive array often causes your computer to define miss the belonging creative, NTLDR, to fix it you'll want to Millionaire specify in belonging writing stories, the BIOS which device to boot from frost poem not taken, first, and you'll want it on your IDE0 channel and as the master (first on the chain) with jumpers set to Master, and then use fdisk to make sure that the first partition is writing, a primary partition (and set as active), and that none of the A Scientific Study, other drives or partitions are set to active. Try setting the BIOS to it's defaults or clearing the CMOS memory. Stories? If you made changes as drastic as a new motherboard you may want to run a repair install as described here: Come back if you still get the error after that. Go back. What if I don't want to define prescriptivism download a file from a website I don't trust? If you want to stories make a floppy yourself, format it using a Windows NT/2000/XP computer (it can't be Windows 95/98/ME) and then get a copy of 3 files from a working Windows NT/2000/XP computer: NTLDR,, and boot.ini come off the root of the jackson, C: drive.

Either put those on the floppy and boot up with it, or somehow copy those to the C: drive of the broken computer. If you can't get access to creative those files, but still don't want to Study run an executable from a website off the creative stories, internet, download and Study of the expand onto the floppy this zip file: What's in Two program files copied from creative, a Windows XP installation named ntldr and these assist in booting your existing installation. And a text file named boot.ini that is what you use to make the The Automatic Millionaire Essay, selection of which partition and disk you are trying to belonging creative stories boot from.

The contents of boot.ini are as follows: multi(0)disk(0)rdisk(0)partition(1)Windows=1ST TRY THIS seleccione esto primero /fastdetect. multi(0)disk(0)rdisk(1)partition(1)Windows=2ND TRY THIS essayez ceci en deuzieme /fastdetect. multi(0)disk(0)rdisk(0)partition(2)Windows=3RD TRY THIS wahlen Sie diesen Third /fastdetect. multi(0)disk(0)rdisk(1)partition(2)Windows=4TH TRY THIS selezioni questo fourth /fastdetect. multi(0)disk(0)rdisk(0)partition(3)Windows=5TH TRY THIS selecione este fifth /fastdetect. multi(0)disk(0)rdisk(1)partition(3)Windows=6TH TRY THIS seleccione este sexto /fastdetect.

multi(0)disk(0)rdisk(0)partition(4)Windows=7TH TRY THIS essayez ceci en septieme /fastdetect. multi(0)disk(0)rdisk(1)partition(4)Windows=8TH TRY THIS wahlen Sie dieses achte /fastdetect. C:=9TH TRY THIS selezioni questo nono D:=10TH TRY THIS selecione este decimo winxp.ini has Winxp instead of Windows, and Winnt.ini has Winnt instead of Windows. I threw in some Spanish / French / German / Italian / Portuguese for international flavor.

The contents of fixntldr.bat file is: rename ntldr ntldr.bak. rename copy a:ntldr ntldr /-Y. copy /-Y. attrib ntldr -h -r -s -a. attrib -h -r -s -a.

(It is renaming the files on C:, copying the files from A:, then removing the hidden, read only, system, and archive attributes. My sincere thanks to what in chemistry Jorge Toscano for providing the creative writing stories, code for the bat file and the Portuguese translation) Go Back. What if my backup system is robert frost poem not taken, Linux or another alt OS? Floppy: (fixntldr-winnt if you are using Windows 2000 or Windows NT4) FIXNTLDR ISO image for Windows NT4 and stories Windows 2000 (ntldrusb-winnt for Windows NT4 or 2000 or upgrades from) I made the disk an executable to make it easier to make a floppy. Ordinary Men Summary? Of course that only works for Microsoft OS's. If you back up system is belonging, Linux or any other alternative operating system, then use / xpnt4lix.rar for The Automatic Millionaire Windows XP installs or / 2knt4lix.rar for Windows 2000 or NT4 installs, you will need to uncompress those files). Creative Writing Stories? (These are previous versions in case those img files don't work for you: or fixntldrimg.rar).

You'll need a program like rawrite.exe (which works in DOS if you can get there from a Win98 boot disk) but for your OS. Read RedHat talk about making a floppy from an image (and I have it on good word that the command in linux is dd if=filename.img of=/dev/fd0 or do a search on Google. You may also be able to do that linux command line in ordinary, a Mac. But if you have an belonging creative writing stories, easy way to make a boot floppy on Lactase Essay, a Mac I don't know about, please let me know , or just send it along using one of the forms. If you give me a solution. I'll give you $10 from the pay pal account on this site. If none of creative these options work for robert frost poem you, check out the What if I don't want to download a file from a website I don't trust? section to try and find a way you can create the disk yourself with your current configuration, then drop me a line to let me know how you did it. Writing Stories? Go Back. What if it was not named Windows but WINNT like in NT4 or 2000?

Instead of just the what are buffers, fixntldr.exe, use the belonging creative writing, fixntldr-winnt.exe file if your system is NT4, or 2000, or was upgraded from a previous installation of NT4 or 2000. If you named your windows directory something like shinyhappypeople then open the boot.ini file and change any mention of windows to shinyhappypeople like so: multi(0)disk(0)rdisk(0)partition(1)shinyhappypeople=1ST TRY THIS Save changes, and put the disk back in robert not taken, and continue on trying the 10 choices. Go Back. If you do not see the screen come up with the different selections and immediately goes back to writing stories the NTLDR is missing, press any key to restart error, then you will need to change the boot order in your systems BIOS to first select the Floppy Drive (sometimes called Removable Media Drive) before it tries to boot to the Hard Disk (sometimes called Fixed Disk drive). If you are using the jackson biography, cd or usb solutions, move those before hard drive.

To get to the BIOS, when the computer first starts try pressing the CTRL or ESC or END or DELETE or F1-12 keys to get it to creative writing stories stop trying to load windows and Study of the Lactase Enzyme instead go to belonging creative stories a screen that allows you to make configuration changes to shirley jackson your machine. Belonging? Once there, try looking for a Boot Order screen that will list your floppy, cd-rom, and hard drives with a number, (typically 1-3), look for instructions on the screen on what in chemistry, how to stories make changes, and jackson biography move your floppy to 1 and CD-ROM to 2, find a way to exit and be sure to save your changes. Go Back. What if none of the options worked? If using the creative stories, boot disk to create a new MBR and NTLDR did not help, or copying the files to the root of the prescriptivism, C: drive and creative writing you remove the disk and still get the message when you boot up, your options for a solution diverge into different areas. Then we know that the programs are fine, and the 3 startup files are fine, but perhaps the MBR is incorrect. Correcting the MBR takes a few different directions, choose any of the biography, following sections: Performing a Repair installation of windows.

Get an installation CD: (the full version of the Windows XP CD, the upgrade version is non-bootable). Start your computer with your XP (or 2000) CD (in your BIOS Boot Sequence the stories, CD-Rom will need to be accessed before the hard drive, and a dialog will appear that says Press any key to boot from CD. and you need to press a key on of the Enzyme Essay, the keyboard to have it begin booting from the creative writing stories, CD) See screenshot of the repair install in action: You can choose to repair a windows installation from the recovery console. Once you are logged in to A Scientific Study Enzyme your recovery console, select the belonging creative, number that represent your C: drive more than likely it will be 1. It will ask for your admin password, enter it you have one or just hit enter if you don't know it.

Follow the recovery console instructions from here: Then try using the floppy again. Go Back. If neither of those options worked, try checking your hardware, replace cables, try different power cable, ensure jumpers are on properly, ensure that the drive you want to boot from jackson biography, is on the Primary IDE connection (IDE 0) and is set as the first device on the IDE cable (Master). At best your data is still intact, so you can put the drive in another computer and back it up. You can most likely save your data, but if your okay with losing it, fdisk to belonging creative writing stories erase all your partitions, recreate one as primary, set it to active, and format it, run sys c: and see if you can't reboot to at least a C: prompt. You also may be having hard drive failure problems, here's a handy thread to check for the road those problems:

If your still looking for help, of all the other online write ups, I found this the creative writing, most helpful (be sure to first select what you were doing that got you into the NTLDR situation): If reading stuff online feels like you are going in circles and you need some serious help, for a $3 donation, I'll provide at least 5 email responses and see what I can do, use this form to send me the note and men summary you don't have to creative make your donation until I reply back (usually within 12 hours).Go Back. What if the bootdisk worked, but I can't get into Windows without it? Stop - Backup your important files - Then proceed. Once back into Windows, right click on the My Computer option, choose the Manage option. The Computer Management window will open, click on Disk Management on ordinary men summary, the left pane. One of the disks it lists, and one of the drives on it, will need to belonging creative writing stories be marked as active. Robert Poem Not Taken? It will be which drive letter you have placed the 3 boot files into creative, (this will likely be the define, C: drive on Disk 0).

Right click on that drive letter and select Mark Partition as Active, you may first have to convert the partition to a Primary partition before you can mark it as active. Stories? Close and reboot. If that doesn't work, go into My Computer, right-click each hard drive, select Properties, switch to the Tools tab, click the Check Now button, check both options then click Start; if you selected the what are buffers, system partition it will require it to be rebooted and done outside of Windows. When you reboot you will see a message about writing stories Disk checking will begin in ordinary, 7 seconds, let it do this and don't skip it. It may take awhile and will boot back into Windows when it's done.

If that doesn't immediately work, and belonging you have more hard drives than just C:, try placing the 3 boot files into other drives like D:, E:, F:, etc. Jackson Biography? Reboot each time to belonging creative writing check if that was the one that fixed it, and when you find the define prescriptivism, correct one, mark it as active. Get a Win9x floppy and boot with it and when you get your A: prompt type: and make sure that the correct partition and hard drive are labeled active (usually the first hard drive with the first partition). If you had a Win 9x install on this machine you may need to also run the command: sys c: (or d, e, or f for the installation). Go into the recovery console by booting up with a Windows XP cd and go through the options till you get to the recovery console, you will need the admin password for this option (if you do not know it, just hit enter, that will work if it is creative, blank). Then issue the command: fixboot. Purchase a new hard drive, remove the old one, install the new one as master, install your OS, install the old one as slave (remember to change jumpers), copy all the data off the old hard drive, burn CD's or DVD's of the most important stuff, perform a low-level format of the old drive, make a partition on it and poem the road not taken use it as backup storage drive or just another place to creative store your stuff.

Go Back. What if I want to do further research? If you want to do your own research on this topic, here are links to relevant Microsoft KB articles: Copyright 2002 by Miles Comer All Rights Reserved; You can link to this article without first contacting me.

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Faire un business plan : exemple de business plan. Le business plan est un vritable acte de foi du crateur d'entreprise, il doit dmontrer la solidit de son initiative en exposant les diffrentes informations de manire trs structure. Writing Stories? illustre pour vous un exemple de business plan, tape par tape. Poem? Suivez le guide ! Le business plan est le document de rfrence avant de crer une entreprise qui va vous permettre, vous, votre entourage et aux futurs investisseurs, d'avoir une ide juste du projet. Belonging Creative Stories? Le business plan a pour principal objectif de sduire le(s) investisseur(s) potentiel(s).

C'est grce ce document qu'ils vont dcider (ou non) d'aller plus loin avec vous.. Vous devez commencer cerner l'importance capitale de ce document. Shirley Jackson? De sa qualit, de son exhaustivit et de la qualit des informations qu'il contient, va dpendre le succs de votre demande de financement pour crer votre socit. Writing Stories? C'est pourquoi il est important de soigner autant que faire se peut, son business plan . Construction d'un business plan : comment structurer le business plan ? La construction du business plan suit gnralement un raisonnement logique, qui dmontre tape par tape que : Lactivit envisage peut gnrer des bnfices importants : il existe un besoin fort non satisfait; la solution envisage rpond ce besoin et est suffisamment attractive pour dclencher un acte dachat; ce besoin concerne un nombre de clients potentiels important; cette activit gnrera un chiffre d'affaires important et sera rentable; Lquipe comporte des profils complmentaires qui rassemblent : les comptences techniques, commerciales et financires ncessaires; lexprience et les contacts sur le march; Lentreprise aura une part de march importante et durable : les concurrents avrs ou potentiels sont identifis; lentreprise bnficie davantages concurrentiels; Quels lments inclure dans le business plan ? Un modle de business plan. Il nexiste pas de modle universel de business plan convenant tous les projets.

Celui-ci peut comporter les chapitres et lments suivants : Une prsentation du porteur du projet et des personnes cls de lentreprise. Are Buffers In Chemistry? Avec un rsum des CV. Belonging Writing Stories? Il est bon de montrer que ces profils sont complmentaires, que lquipe est exprimente et quelle runit lensemble des comptences ncessaires. Une prsentation des produits et / ou services proposs : quels besoins rpondent-ils ? Quelle est loffre existante ? Quel est le caractre innovant des produits/services, les avantages et inconvnients par rapport loffre existante ? Dcrire le contexte, prciser lopportunit, pourquoi ces produits nont-ils pas dj t proposs ? Le march est-il prt ? Cette partie a pour finalit de dmontrer la capacit de lentreprise crer de la valeur par son activit, gnrer un chiffre daffaires important et une forte rentabilit. Study Of The Essay? Les points suivants peuvent donc tre dvelopps : Les sources de revenus de lentreprise; Les canaux de distribution; La politique de prix : prix de vente des produits ou services; La stratgie commerciale;

La concurrence : Concurrents directs et indirects; Barrires lentre pour de nouveaux entrants; Mise en valeur des avantages concurrentiels; La Socit ou lEntreprise : Structure : forme juridique, date de cration, dbut dactivit; Capital, nature des apports; Actionnaires; Plan daction : Stratgie de lentreprise, les facteurs cls de succs, objectifs chiffrs; Plan de Recherche et Dveloppement (RD) : investissements et moyens ncessaires; Production : site de production, cots de production des produits ou services, investissements matriels et humains ncessaires; Marketing et la communication : objectifs, plan de communication, cibles, messages, supports, budget de communication, plan daction marketing, campagnes prvues, suivi des performances, budget marketing, taux de conversion, cot de recrutement des clients; Plan daction commerciale : objectifs commerciaux, organisation et animation des quipes de vente, processus de vente; Gestion des ressources humaines; Plan de dveloppement international; Cette partie dmontre la rentabilit financire de lentreprise. Belonging Creative Stories? Elle fournit habituellement des prvisions trimestrielles sur trois cinq ans : Estimation des revenus : en cohrence avec le modle de revenus dcrit prcdemment, partir dhypothses prudentes, dtailles et justifies; Estimation des charges : en cohrence avec le plan daction dcrit prcdemment ; Point mort: Quand sera-t-il atteint ? Sous quelles conditions ? Compte de rsultat prvisionnel; Bilan prvisionnel; Plan de financement : besoins financiers et sources de financement prvues, capitaux propres, autofinancement, aides; Plan de trsorerie (pour la premire anne, mensuel).

Opportunit dinvestissement : Capitaux ncessaires pour mener bien le projet, le montant recherch, lutilisation des fonds; Potentiel du projet, les risques identifis surveiller, les raisons pour lesquelles lquipe va russir; Retour sur investissement; Scnarios de sortie envisags. Business plan : les conseils et les erreurs viter pour construire votre Business Plan. Comment commencer son business plan ? Trouver des experts prs de NOISIEL (77186) Charte d'engagement des Correspondants Locaux Petite-Entreprise.Net. COMPTENCE : ils accompagnent les crateurs et dirigeants de trs petites entreprises (0-19 salaris) RACTIVIT : ils rpondent aux demandes dans les 48h PROXIMIT : ils se dplacent pour rencontrer les chefs d'entreprise chez eux TRANSPARENCE : ils acceptent de rcolter et de diffuser les avis de leurs clients ENGAGEMENT : ils proposent une premire rencontre gratuite et sans engagement.

Félicitations pour votre lancement dans l'entrepreneuriat ! En effet nous pouvons vous aider à réaliser votre business plan afin de démarrer du bon pied votre nouvelle entreprise. Ordinary Men Summary? Je vous propose de contacter mon collaborateur Fabrice au Belonging Creative Writing Stories? Il saura davantage vous expliquer. Merci de votre commentaire et bonne journée ! J'aimerai svp créer une entreprise de services spécialisée dans le nettoyage et la fourniture des employés de maison. Prescriptivism? J'ai besoin de votre aide dans la réalisation de mon business plan svp merci.

Nous ne fournissions pas directement de business plan, puisqu'il nous faut connaître votre situation avant tout. Creative? Mais nous pouvons vous aider à créer votre entreprise tout simplement (business plan, prévisionnel, statut juridique. The Automatic Essay? ). Creative Stories? Mon collègue Fabrice peut vous apporter davantage d'informations à ce sujet. Frost Not Taken? Je vous propose de le contacter par téléphone 0368616161 (appel gratuit) ou de lui envoyer un message via notre formulaire Question/réponse en haut de cette page web. Je vous remercie pour votre commentaire et à bientôt sur Un business plan est différent pour chaque entreprise, qu'elle soit en reprise ou non. Belonging Creative Stories? Mais mon collègue Fabrice peut vous apporter davantage d'informations à ce sujet. Shirley Jackson? Je vous propose de le contacter par téléphone 0368616161 (appel gratuit) ou de lui envoyer un message via notre formulaire Question/réponse en haut de cette page web. Je vous remercie pour votre commentaire et à bientôt sur j'aimerai créer une boulangerie; j'aimerais que vous puissiez m'aider à faire le business plan ou m'envoyer un model de business plan. Si vous souhaitez créer une boulangerie en France un de nos Correspondants Locaux proche de chez vous pouvons vous accompagner dans cette démarche. Creative Writing? Contactez mon collègue Fabrice au, il saura vous expliquer plus en détails.

Merci pour votre commentaire, je vous souhaite une agréable journée ! merci bcp pour ce site. j'aimerai créer une boulangerie patisserie; j'aimerais que vous puissiez m'aider à faire un plan d'affaire. Si vous souhaitez voir d'autres fiches pratiques sur le business plan, je vous invite à taper dans la barre de recherche en haut de cette page web le mot-clé business plan. Shirley Jackson Biography? La liste de toutes nos fiches pratiques sur le thème du business plan s'affichera. Bien cordialement, Joanna. Si vous souhaitez ouvrir un salon d'esthéticienne en France, un de nos Correspondants Locaux peut vous apporter son aide en réalisant avec vous votre business plan et vous trouver un financement si besoin. Belonging Writing? Il saura vous conseiller. Shirley Jackson? Je vous propose donc de contacter mon collaborateur Fabrice au 0368616161 afin qu'il vous mette en relation avec un professionnel du conseil dans la création d'entreprise, proche de chez vous. Stories? Bonne journée à vous et à bientôt sur Je veux créé une entreprise dans le milieu de l'esthétique . je suis esthéticienne et j'aimerais ouvrir un salon d'esthétique. Ordinary? Pour ce fait je solicite votre aide pour pouvoir faire mon business plan afin d'avoir un financement.2.

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Bonne journée et à bientôt sur ! Tout d'abord bravo pour votre lancement dans l'entrepreneuriat ! Pour vous aider à créer votre entreprise un de nos Correspondants Locaux peut vous accompagner. Writing Stories? Je vous propose de contacter un de mes collaborateurs au 03 68 61 61 61 ou si vous préférez, vous pouvez tout simplement formuler votre demande via notre page Questions/réponse. Merci de votre commentaire et à bientôt sur ! Je vous propose de contacter un de mes collaborateurs au numéro suivant 03 68 61 61 61 pour que nous puissions répondre au mieux à votre demande. Of The Enzyme? Ou si vous préférez, vous pouvez tout simplement formuler votre demande via notre page Questions/réponse. Merci de votre commentaire et à bientôt sur ! Je vous propose de contacter un de mes collaborateurs au numéro suivant 03 68 61 61 61 pour que nous puissions répondre au mieux à votre question.

Ou si vous préférez, vous pouvez tout simplement formuler votre demande via notre page Questions/réponse. Merci de votre commentaire et à bientôt sur ! Merci pour cet article bien expliqué, bon courage à vous. Merci pour votre commentaire. Nous ne pouvons pas vous produire de business plan, ce n'est pas notre métier. Stories? Mais je vous propose en contre partie de parcourir nos fiches pratiques sur les business plan. In Chemistry? Vous les retrouverez ici : Bonne journée et à bientôt sur ! Je vous invite à entrer en contact avec l'un des Correspondants Locaux proche de chez vous via notre Répertoire National des Professionnels du Conseil ou à consulter notre info pratique Prévisionnel : Modèle de Prévisionnels disponible à l'adresse : L'équipe de vous remercie. Je souhaite mettre en place un site e-commerce. Belonging? Serait-il possible d'obtenir un business model s'il vous plait ? Par avance merci.

J'aimerais agrandir ma salle de jeux, et j'ai. besoin de conseil et de financement pour y. parvenir alors j'aimerais travailler en. collaboration avec une personne a fin de réalisé je suis techniquement en chômage depuis 2 jours, je veux pas rester pour longtemps alors j'ai décédé de faire un investissement créer un atelier de fabrication de couche bébé. Shirley Jackson Biography? que dois je faire.